Homebuyers in Boone County County who chose First Mid Bank & Trust, National Association paid $1,496 less in closing costs than the county median.
County Median Costs
$3,355
−21.5% vs Missouri ($4,275)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$1,375
Purchase Originations
1,527
Denial Rate
5.5%
vs Missouri avg (7.0%)
vs Missouri Median
21.5% below
$-920
vs National Median
49.8% below
$-3,325
20 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,859 | 6.500% | $900 | 14 | −$1,201 | |
| 2 | $1,956 | 6.438% | $600 | 12 | −$1,104 | |
| 3 | $2,319 | 6.375% | $1,068 | 23 | −$741 | |
| 4 | $2,331 | 6.375% | $970 | 15 | −$729 | |
| 5 | $2,481 | 6.875% | $1,335 | 11 | −$579 | |
| 6 | $2,526 | 6.715% | $850 | 23 | −$534 | |
| 7 | $2,534 | 6.375% | $1,300 | 35 | −$526 | |
| 8 | $2,536 | 6.375% | $1,495 | 33 | −$524 | |
| 9 | $2,644 | 6.500% | $1,375 | 16 | −$416 | |
| 10 | $2,738 | 6.500% | $1,376 | 27 | −$322 | |
| 11 | $2,972 | 6.625% | $1,695 | 10 | −$88 | |
| 12 | $2,996 | 6.500% | $1,411 | 63 | −$64 | |
| 13 | $3,076 | 6.875% | $1,295 | 31 | +$16 | |
| 14 | $3,103 | 6.933% | $1,538 | 10 | +$43 | |
| 15 | $3,146 | 6.625% | $1,230 | 280 | +$86 | |
| 16 | $3,295 | 6.750% | $1,917 | 10 | +$235 | |
| 17 | $3,397 | 6.625% | $1,300 | 206 | +$337 | |
| 18 | $3,412 | 6.625% | $2,225 | 29 | +$352 | |
| 19 | $4,825 | 6.624% | $2,808 | 49 | +$1,765 |
Includes lenders with 10+ purchase originations in Boone County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Missouri → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.