What are the average closing costs in Boone County County?

In Boone County County, the median total loan costs on purchase mortgages were $3,215 in 2024, based on 1,537 originations.

Which lender has the lowest closing costs in Boone County County?

Among lenders with 10+ originations in Boone County County, First Mid Bank & Trust, National Association had the lowest median total closing costs at $1,792 in 2024.

How do closing costs in Boone County County compare to Missouri?

Boone County County closing costs (median $3,215) are 22.0% below the Missouri state median of $4,120.

Lowest closing cost mortgage lenders in Boone County County, Missouri

In Boone County, Missouri, homebuyers paid a median of $3,215 in closing costs in 2024 — below the Missouri median of $4,120. The county saw 1,537 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, First Mid Bank & Trust, National Association offered the lowest median costs at $1,792, which is $1,128 less than the county median.

Homebuyers in Boone County County who chose First Mid Bank & Trust, National Association paid $1,423 less in closing costs than the county median.

County Median Costs

$3,215

−22.0% vs Missouri ($4,120)

Median Rate

6.620%

+0.0% vs national (6.620%)

Median Origination

$1,300

Purchase Originations

1,537

vs Missouri Median

22.0% below

$-905

vs National Median

52.3% below

$-3,526

Lender rankings in Boone County County

21 lenders with 10+ originations, ranked by median total loan costs.

Rank	Lender	Median Total Costs ↑	Median Rate ↕	Median Origination ↕	Volume ↕	vs. Median
1	First Mid Bank & Trust, National Association	$1,792	6.625%	$650	16	−$1,128
2	MISSOURI Credit Union	$1,916	6.500%	$800	65	−$1,004
3	Commerce Bank	$2,035	6.875%	$600	18	−$885
4	Bank of America, National Association	$2,185	6.375%	$1,079	14	−$735
5	Hawthorn Bank	$2,200	6.688%	$970	12	−$720
6	MORTGAGE RESEARCH CENTER, LLC	$2,224	6.625%	$1,225	12	−$696
7	West Community Credit Union	$2,264	6.375%	$1,035	39	−$656
8	Simmons Bank	$2,426	7.188%	$1,285	14	−$494
9	U.S. Bank National Association	$2,459	6.562%	$1,466	42	−$461
10	The Bank of Missouri	$2,493	6.688%	$1,068	14	−$427
11	DAS ACQUISITION COMPANY, LLC	$2,736	6.500%	$1,395	51	−$184
12	FLAT BRANCH MORTGAGE, INC.	$2,995	6.625%	$995	282	+$75
13	The Central Trust Bank	$3,328	6.875%	$1,300	189	+$408
14	PRIMELENDING, A PLAINSCAPITAL COMPANY	$3,523	7.125%	$2,155	11	+$603
15	NEW AMERICAN FUNDING, LLC	$3,708	6.625%	$2,367	10	+$788
16	Midwest Mortgage Associates Corporation	$4,046	6.625%	$2,600	20	+$1,126
17	Bell Bank	$4,600	7.125%	$2,442	37	+$1,680
18	Mid-Continent Funding, Inc.	$4,713	6.375%	$3,200	13	+$1,793
19	ROCKET MORTGAGE, LLC	$5,890	6.500%	$4,556	28	+$2,970
20	UNITED WHOLESALE MORTGAGE, LLC	$5,982	6.912%	$4,622	42	+$3,062

Includes lenders with 10+ purchase originations in Boone County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in Missouri → Lender Directory

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.