U S WIDE FINANCIAL LLC closing costs and rates (2024)
In 2024, U S WIDE FINANCIAL LLC originated 110 purchase mortgages at a median interest rate of 6.50% and median total closing costs of $2,767. That is $3,974 below the national median of $6,741. U S WIDE FINANCIAL LLC is most active in Missouri with 76 originations there.
Purchase Originations
110
Median Total Costs
$2,767
−59.0% vs national ($6,741)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$0
Median Lender Credits
$1,000
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 109 | 6.500% | $2,743 | $0 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Missouri | 76 | 6.438% | $2,541 | #117 |
| Texas | 9 | 6.500% | $5,898 | — |
| Illinois | 5 | 6.625% | $4,831 | — |
| New Jersey | 4 | 6.500% | $5,060 | — |
| Tennessee | 4 | 6.188% | $4,723 | — |
| Arkansas | 2 | 6.750% | $2,211 | — |
| Florida | 2 | 6.500% | $4,358 | — |
| Colorado | 1 | 5.875% | $1,860 | — |
| Indiana | 1 | 5.125% | $3,168 | — |
| Kansas | 1 | 6.500% | $2,984 | — |
| Maryland | 1 | 6.500% | $3,433 | — |
| North Carolina | 1 | 6.625% | $2,421 | — |
| Oklahoma | 1 | 7.125% | $2,835 | — |
| Pennsylvania | 1 | 6.625% | $4,687 | — |
| Virginia | 1 | 6.000% | $1,890 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,278 | 6.250% | — | 1 | −$1,489 | |
| 2 | $1,291 | 7.250% | — | 1 | −$1,476 | |
| 3 | $1,860 | 5.875% | — | 1 | −$907 | |
| 4 | $2,211 | 6.750% | — | 2 | −$556 | |
| 5 | $2,540 | 6.500% | — | 44 | −$227 | |
| 6 | $2,682 | 6.375% | — | 5 | −$85 | |
| 7 | $2,813 | 6.375% | — | 20 | +$46 | |
| 8 | $2,984 | 6.500% | — | 1 | +$217 | |
| 9 | $3,168 | 5.125% | — | 1 | +$401 | |
| 10 | $3,433 | 6.500% | — | 1 | +$666 | |
| 11 | $4,204 | 6.625% | — | 1 | +$1,437 | |
| 12 | $4,373 | 7.375% | — | 1 | +$1,606 | |
| 13 | $4,512 | 6.375% | — | 1 | +$1,745 | |
| 14 | $4,831 | 6.500% | — | 1 | +$2,064 | |
| 15 | $4,888 | 6.875% | — | 1 | +$2,121 | |
| 16 | $5,173 | 6.250% | — | 1 | +$2,406 | |
| 17 | $5,272 | 6.625% | — | 2 | +$2,505 | |
| 18 | $6,287 | 6.500% | — | 5 | +$3,520 | |
| 19 | $6,289 | 6.750% | — | 2 | +$3,522 | |
| 20 | $7,072 | 6.625% | — | 1 | +$4,305 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.