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Lowest closing cost mortgage lenders in St. Charles County County, Missouri

In St. Charles County, Missouri, homebuyers paid a median of $4,133 in closing costs in 2024 — near the Missouri median of $4,120. The county saw 4,714 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, PREMIA MORTGAGE, LLC offered the lowest median costs at $593, which is $3,300 less than the county median.

Homebuyers in St. Charles County County who chose PREMIA MORTGAGE, LLC paid $3,540 less in closing costs than the county median.

County Median Costs

$4,133

+0.3% vs Missouri ($4,120)

Median Rate

6.750%

+2.0% vs national (6.620%)

Median Origination

$1,395

Purchase Originations

4,714

vs Missouri Median

0.3% above

$13

vs National Median

38.7% below

$-2,608

Lender rankings in St. Charles County County

62 lenders with 10+ originations, ranked by median total loan costs.

RankLenderMedian Total Costs ↑Median Rate ↕Median Origination ↕Volume ↕vs. Median
1$5936.487%$026−$3,300
2$2,2586.625%$66091−$1,636
3$2,5406.500%$044−$1,353
4$2,7756.625%$016−$1,118
5$2,8416.500%$495209−$1,052
6$2,9436.500%$69523−$950
7$2,9626.990%$98011−$931
8$3,0526.625%$60022−$841
9$3,0866.933%$1,12018−$807
10$3,2356.125%$25019−$658
11$3,2497.000%$85023−$644
12$3,2536.903%$86720−$640
13$3,2926.250%$69518−$601
14$3,3446.375%$1,64042−$549
15$3,3816.875%$97039−$512
16$3,4216.375%$1,03513−$472
17$3,4346.875%$1,29513−$459
18$3,4366.375%$1,00046−$457
19$3,4416.625%$1,01013−$452
20$3,4496.500%$995100−$444
21$3,4947.125%$1,34515−$399
22$3,5466.375%$1,19515−$347
23$3,6196.625%$1,04029−$274
24$3,6306.875%$1,29524−$263
25$3,6506.875%$995238−$243
26$3,6786.625%$1,09934−$215
27$3,7446.812%$1,31538−$149
28$3,7646.500%$1,12519−$129
29$3,7766.375%$1,19529−$117
30$3,7887.125%$1,39020−$105
31$3,8536.750%$1,375136−$40
32$3,8566.990%$1,39016−$37
33$3,9176.500%$1,48250+$24
34$3,9276.990%$1,400282+$34
35$4,0607.000%$1,35574+$167
36$4,0667.124%$1,449234+$173
37$4,0756.990%$1,495241+$182
38$4,0866.875%$1,49075+$193
39$4,1246.562%$1,46714+$231
40$4,1726.990%$1,63992+$279
41$4,2427.062%$1,64526+$349
42$4,2676.990%$1,25018+$374
43$4,2886.875%$1,45823+$395
44$4,3216.438%$1,68910+$428
45$4,3256.625%$1,500106+$432
46$4,3286.375%$1,45123+$435
47$4,5056.750%$1,39524+$612
48$4,5256.625%$1,49715+$632
49$4,5686.625%$1,77651+$675
50$4,5776.999%$1,619210+$684
51$4,7046.875%$87534+$811
52$4,7946.990%$1,72864+$901
53$4,8126.875%$2,688150+$919
54$4,8217.500%$1,92511+$928
55$4,8307.125%$1,49811+$937
56$4,8506.875%$1,94521+$957
57$4,8506.875%$2,75511+$958
58$5,0256.625%$2,56171+$1,132
59$5,0956.990%$2,52452+$1,202
60$5,1017.375%$2,73024+$1,208
61$5,6036.750%$3,37716+$1,710

Includes lenders with 10+ purchase originations in St. Charles County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in Missouri → Lender Directory

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.