Homebuyers in St. Charles County County who chose PREMIA MORTGAGE, LLC paid $2,426 less in closing costs than the county median.
County Median Costs
$4,275
+0.0% vs Missouri ($4,275)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,440
Purchase Originations
4,846
Denial Rate
4.8%
vs Missouri avg (7.0%)
vs Missouri Median
0.0% above
$0
vs National Median
36.0% below
$-2,405
64 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,849 | 6.425% | $0 | 17 | −$2,238 | |
| 2 | $2,444 | 6.375% | $850 | 39 | −$1,644 | |
| 3 | $2,656 | 6.125% | $0 | 29 | −$1,431 | |
| 4 | $2,786 | 6.625% | $695 | 26 | −$1,301 | |
| 5 | $2,804 | 6.938% | $0 | 22 | −$1,283 | |
| 6 | $2,962 | 6.375% | $510 | 202 | −$1,125 | |
| 7 | $3,300 | 6.862% | $670 | 12 | −$787 | |
| 8 | $3,311 | 6.375% | $600 | 25 | −$776 | |
| 9 | $3,408 | 6.000% | $695 | 33 | −$679 | |
| 10 | $3,434 | 6.490% | $1,436 | 46 | −$653 | |
| 11 | $3,468 | 6.542% | $867 | 26 | −$619 | |
| 12 | $3,487 | 6.625% | $1,120 | 14 | −$600 | |
| 13 | $3,531 | 6.500% | $1,195 | 12 | −$556 | |
| 14 | $3,625 | 6.375% | $850 | 15 | −$462 | |
| 15 | $3,721 | 6.312% | $1,349 | 34 | −$366 | |
| 16 | $3,738 | 6.688% | $1,035 | 12 | −$349 | |
| 17 | $3,741 | 6.250% | $1,100 | 44 | −$346 | |
| 18 | $3,750 | 6.125% | $1,300 | 12 | −$337 | |
| 19 | $3,783 | 6.500% | $1,245 | 122 | −$304 | |
| 20 | $3,790 | 6.750% | $1,295 | 38 | −$297 | |
| 21 | $3,794 | 6.500% | $1,045 | 50 | −$293 | |
| 22 | $3,859 | 6.625% | $1,250 | 41 | −$228 | |
| 23 | $3,909 | 5.995% | $1,195 | 40 | −$178 | |
| 24 | $3,921 | 6.500% | $1,375 | 149 | −$166 | |
| 25 | $3,922 | 6.625% | $1,230 | 241 | −$165 |
Includes lenders with 10+ purchase originations in St. Charles County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Missouri → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.