Homebuyers in Cape Girardeau County County who chose Montgomery Bank paid $1,416 less in closing costs than the county median.
County Median Costs
$3,796
−11.2% vs Missouri ($4,275)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$1,440
Purchase Originations
697
Denial Rate
7.6%
vs Missouri avg (7.0%)
vs Missouri Median
11.2% below
$-479
vs National Median
43.2% below
$-2,884
15 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,380 | 5.875% | $745 | 15 | −$849 | |
| 2 | $2,425 | 6.625% | $700 | 18 | −$804 | |
| 3 | $2,727 | 6.250% | $750 | 18 | −$502 | |
| 4 | $2,798 | 6.562% | $1,070 | 10 | −$431 | |
| 5 | $3,016 | 6.865% | $390 | 11 | −$213 | |
| 6 | $3,027 | 6.750% | $1,200 | 49 | −$202 | |
| 7 | $3,115 | 6.688% | $1,339 | 32 | −$114 | |
| 8 | $3,222 | 6.375% | $1,376 | 60 | −$6 | |
| 9 | $3,282 | 6.500% | $975 | 11 | +$53 | |
| 10 | $3,367 | 6.750% | $1,348 | 11 | +$138 | |
| 11 | $3,564 | 6.750% | $1,490 | 16 | +$335 | |
| 12 | $3,859 | 6.625% | $1,595 | 49 | +$630 | |
| 13 | $3,863 | 6.490% | $1,680 | 21 | +$634 | |
| 14 | $4,267 | 6.500% | $2,873 | 11 | +$1,038 |
Includes lenders with 10+ purchase originations in Cape Girardeau County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Missouri → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.