Lowest closing cost mortgage lenders in Cape Girardeau County County, Missouri
In Cape Girardeau County, Missouri, homebuyers paid a median of $3,464 in closing costs in 2024 — below the Missouri median of $4,120. The county saw 644 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, Southern Bank offered the lowest median costs at $2,123, which is $1,033 less than the county median.
Homebuyers in Cape Girardeau County County who chose Southern Bank paid $1,341 less in closing costs than the county median.
County Median Costs
$3,464
−15.9% vs Missouri ($4,120)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$1,400
Purchase Originations
644
vs Missouri Median
15.9% below
$-656
vs National Median
48.6% below
$-3,277
Lender rankings in Cape Girardeau County County
14 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,123 | 6.750% | $550 | 13 | −$1,033 | |
| 2 | $2,676 | 6.812% | $895 | 32 | −$480 | |
| 3 | $2,743 | 6.812% | $995 | 40 | −$413 | |
| 4 | $2,890 | 6.490% | $975 | 21 | −$266 | |
| 5 | $2,895 | 6.875% | $1,135 | 32 | −$261 | |
| 6 | $2,922 | 6.625% | $1,317 | 12 | −$234 | |
| 7 | $2,950 | 7.000% | $1,040 | 11 | −$206 | |
| 8 | $3,163 | 6.625% | $1,276 | 57 | +$7 | |
| 9 | $3,338 | 6.990% | $1,379 | 11 | +$182 | |
| 10 | $3,384 | 6.875% | $1,495 | 50 | +$228 | |
| 11 | $3,407 | 6.750% | $1,490 | 13 | +$251 | |
| 12 | $3,672 | 6.625% | $1,668 | 24 | +$516 | |
| 13 | $5,485 | 6.562% | $3,896 | 28 | +$2,329 |
Includes lenders with 10+ purchase originations in Cape Girardeau County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Missouri → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.