NATIONS DIRECT MORTGAGE, LLC closing costs and rates (2024)
In 2024, NATIONS DIRECT MORTGAGE, LLC originated 3,756 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $10,012. That ranks #128 nationally by origination volume. For total closing costs among lenders with 500+ originations, NATIONS DIRECT MORTGAGE, LLC ranks #549. That is $3,271 above the national median of $6,741. NATIONS DIRECT MORTGAGE, LLC is most active in Oregon with 1,060 originations there.
Purchase Originations
3,756
Ranked #128 nationally
Median Total Costs
$10,012
+48.5% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$4,559
Median Lender Credits
$3,238
Cost Rank (500+ vol.)
#549
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 2,495 | 6.625% | $8,302 | $4,950 |
| fha | 901 | 6.250% | $14,501 | $4,332 |
| va | 360 | 6.250% | $9,454 | $3,224 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Oregon | 1,060 | 6.625% | $7,985 | #6 |
| California | 496 | 6.625% | $14,590 | #73 |
| Pennsylvania | 378 | 6.625% | $10,957 | #56 |
| Washington | 280 | 6.625% | $8,579 | #49 |
| Massachusetts | 178 | 6.500% | $5,499 | #54 |
| Florida | 165 | 6.750% | $11,989 | #191 |
| Virginia | 164 | 6.625% | $10,622 | #97 |
| New Jersey | 163 | 6.625% | $10,629 | #79 |
| Ohio | 110 | 6.625% | $7,197 | #130 |
| Texas | 101 | 6.500% | $9,742 | #272 |
| Georgia | 87 | 6.750% | $9,758 | #149 |
| Connecticut | 70 | 6.875% | $9,928 | #66 |
| Arizona | 50 | 6.500% | $10,494 | #145 |
| Maryland | 50 | 6.625% | $11,285 | #130 |
| South Carolina | 42 | 6.990% | $9,102 | — |
| Michigan | 41 | 7.125% | $8,463 | — |
| Alabama | 37 | 6.625% | $11,248 | — |
| Illinois | 37 | 6.875% | $7,668 | — |
| Idaho | 32 | 6.250% | $10,289 | — |
| Rhode Island | 29 | 6.750% | $14,144 | — |
| Colorado | 25 | 6.625% | $11,748 | — |
| Nevada | 21 | 6.750% | $17,696 | — |
| New Hampshire | 20 | 6.625% | $8,479 | — |
| Tennessee | 20 | 6.625% | $10,446 | — |
| Kentucky | 19 | 6.625% | $7,279 | — |
| Minnesota | 15 | 6.500% | $10,194 | — |
| North Carolina | 14 | 6.990% | $10,803 | — |
| Indiana | 11 | 6.750% | $7,275 | — |
| Wisconsin | 11 | 6.750% | $7,355 | — |
| Louisiana | 10 | 6.688% | $8,780 | — |
| Delaware | 9 | 7.125% | $14,607 | — |
| Utah | 5 | 5.875% | $13,255 | — |
| Maine | 2 | 6.375% | $6,155 | — |
| Montana | 2 | 7.125% | $9,175 | — |
| District of Columbia | 1 | 5.875% | $12,924 | — |
| Oklahoma | 1 | 9.375% | $5,616 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,789 | 6.500% | — | 72 | −$5,223 | |
| 2 | $6,932 | 6.625% | — | 58 | −$3,080 | |
| 3 | $7,576 | 6.625% | — | 321 | −$2,436 | |
| 4 | $7,731 | 6.625% | — | 175 | −$2,281 | |
| 5 | $8,136 | 6.625% | — | 123 | −$1,876 | |
| 6 | $8,262 | 6.500% | — | 159 | −$1,750 | |
| 7 | $8,489 | 6.562% | — | 36 | −$1,523 | |
| 8 | $9,469 | 6.625% | — | 51 | −$543 | |
| 9 | $9,555 | 6.375% | — | 40 | −$457 | |
| 10 | $9,870 | 6.500% | — | 110 | −$142 | |
| 11 | $10,219 | 6.625% | — | 36 | +$207 | |
| 12 | $10,845 | 6.250% | — | 33 | +$833 | |
| 13 | $11,721 | 6.625% | — | 87 | +$1,709 | |
| 14 | $11,795 | 6.625% | — | 59 | +$1,783 | |
| 15 | $11,944 | 6.500% | — | 39 | +$1,932 | |
| 16 | $11,966 | 6.625% | — | 39 | +$1,954 | |
| 17 | $12,311 | 6.375% | — | 34 | +$2,299 | |
| 18 | $15,830 | 6.625% | — | 63 | +$5,818 | |
| 19 | $16,239 | 6.625% | — | 51 | +$6,227 | |
| 20 | $16,292 | 6.625% | — | 179 | +$6,280 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.