What are the average closing costs in Cass County County?

In Cass County County, the median total loan costs on purchase mortgages were $4,537 in 2024, based on 1,414 originations.

Which lender has the lowest closing costs in Cass County County?

Among lenders with 10+ originations in Cass County County, ZIPPY LOANS, LLC had the lowest median total closing costs at $1,852 in 2024.

How do closing costs in Cass County County compare to Missouri?

Cass County County closing costs (median $4,537) are 10.1% above the Missouri state median of $4,120.

Lowest closing cost mortgage lenders in Cass County County, Missouri

In Cass County, Missouri, homebuyers paid a median of $4,537 in closing costs in 2024 — above the Missouri median of $4,120. The county saw 1,414 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, ZIPPY LOANS, LLC offered the lowest median costs at $1,852, which is $1,653 less than the county median.

Homebuyers in Cass County County who chose ZIPPY LOANS, LLC paid $2,685 less in closing costs than the county median.

County Median Costs

$4,537

+10.1% vs Missouri ($4,120)

Median Rate

6.620%

+0.0% vs national (6.620%)

Median Origination

$1,662

Purchase Originations

1,414

vs Missouri Median

10.1% above

$417

vs National Median

32.7% below

$-2,204

Lender rankings in Cass County County

24 lenders with 10+ originations, ranked by median total loan costs.

Rank	Lender	Median Total Costs ↑	Median Rate ↕	Median Origination ↕	Volume ↕	vs. Median
1	ZIPPY LOANS, LLC	$1,852	9.445%	$1,096	12	−$1,653
2	NBKC BANK	$2,427	6.125%	$250	13	−$1,078
3	Commerce Bank	$2,599	6.562%	$600	14	−$906
4	First State Bank of St. Charles, Missouri	$2,908	6.500%	$1,375	23	−$597
5	U.S. Bank National Association	$2,956	6.750%	$1,054	15	−$549
6	COMMUNITYAMERICA FEDERAL CREDIT UNION	$3,006	6.375%	$1,091	54	−$499
7	Arvest Bank	$3,018	7.000%	$1,195	23	−$487
8	FLAT BRANCH MORTGAGE, INC.	$3,102	6.750%	$1,136	70	−$403
9	COMMUNITY MORTGAGE, LLC	$3,174	6.500%	$1,595	14	−$331
10	First Bank	$3,215	6.188%	$1,315	26	−$290
11	GUILD MORTGAGE COMPANY LLC	$3,293	6.933%	$1,652	16	−$212
12	Prosperity Home Mortgage, LLC	$3,462	6.750%	$1,637	30	−$43
13	SUMMIT FUNDING, INC.	$3,654	6.990%	$1,984	29	+$149
14	FAIRWAY INDEPENDENT MORTGAGE CORPORATION	$3,781	6.990%	$2,118	84	+$276
15	VANDERBILT MORTGAGE AND FINANCE, INC.	$3,889	6.625%	$2,377	19	+$384
16	M SQUARED FINANCIAL LLC	$3,990	6.875%	$1,985	13	+$485
17	CROSSCOUNTRY MORTGAGE, LLC	$4,179	6.850%	$2,825	12	+$674
18	LEADERONE FINANCIAL CORPORATION	$4,289	6.990%	$2,201	16	+$784
19	ROCKET MORTGAGE, LLC	$4,290	6.875%	$2,935	41	+$785
20	PRIMELENDING, A PLAINSCAPITAL COMPANY	$4,441	6.625%	$2,070	21	+$936
21	Neighborhood Loans, Inc.	$4,705	6.625%	$2,601	23	+$1,200
22	UNITED WHOLESALE MORTGAGE, LLC	$7,069	6.999%	$4,305	41	+$3,564
23	Capitol Federal Savings Bank	$15,814	6.312%	$13,150	10	+$12,309

Includes lenders with 10+ purchase originations in Cass County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in Missouri → Lender Directory

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.