Homebuyers in St. Francois County County who chose MORTGAGE RESEARCH CENTER, LLC paid $3,999 less in closing costs than the county median.
County Median Costs
$5,326
+24.6% vs Missouri ($4,275)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,489
Purchase Originations
650
Denial Rate
9.1%
vs Missouri avg (7.0%)
vs Missouri Median
24.6% above
$1,051
vs National Median
20.3% below
$-1,354
8 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,055 | 7.625% | $570 | 33 | −$828 | |
| 2 | $3,571 | 6.375% | $1,376 | 94 | −$312 | |
| 3 | $3,952 | 6.875% | $1,494 | 42 | +$69 | |
| 4 | $5,300 | 6.990% | $3,400 | 11 | +$1,417 | |
| 5 | $5,568 | 6.548% | $3,925 | 12 | +$1,685 |
Includes lenders with 10+ purchase originations in St. Francois County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Missouri → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.