What are the average closing costs in St. Francois County County?

In St. Francois County County, the median total loan costs on purchase mortgages were $5,119 in 2024, based on 601 originations.

Which lender has the lowest closing costs in St. Francois County County?

Among lenders with 10+ originations in St. Francois County County, MORTGAGE RESEARCH CENTER, LLC had the lowest median total closing costs at $2,286 in 2024.

How do closing costs in St. Francois County County compare to Missouri?

St. Francois County County closing costs (median $5,119) are 24.3% above the Missouri state median of $4,120.

Lowest closing cost mortgage lenders in St. Francois County County, Missouri

In St. Francois County, Missouri, homebuyers paid a median of $5,119 in closing costs in 2024 — above the Missouri median of $4,120. The county saw 601 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, MORTGAGE RESEARCH CENTER, LLC offered the lowest median costs at $2,286, which is $2,229 less than the county median.

Homebuyers in St. Francois County County who chose MORTGAGE RESEARCH CENTER, LLC paid $2,833 less in closing costs than the county median.

County Median Costs

$5,119

+24.3% vs Missouri ($4,120)

Median Rate

6.620%

+0.0% vs national (6.620%)

Median Origination

$1,692

Purchase Originations

601

vs Missouri Median

24.3% above

$999

vs National Median

24.1% below

$-1,622

Lender rankings in St. Francois County County

7 lenders with 10+ originations, ranked by median total loan costs.

Rank	Lender	Median Total Costs ↑	Median Rate ↕	Median Origination ↕	Volume ↕	vs. Median
1	First State Community Bank	$2,740	6.912%	$450	62	−$856
2	Ozarks Federal Savings and Loan Association	$2,854	6.750%	$570	52	−$742
3	U.S. Bank National Association	$3,333	6.500%	$1,155	10	−$263
4	ROCKET MORTGAGE, LLC	$4,175	6.808%	$1,986	10	+$579
5	GUILD MORTGAGE COMPANY LLC	$4,522	6.990%	$2,451	51	+$926

Includes lenders with 10+ purchase originations in St. Francois County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in Missouri → Lender Directory

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.