Homebuyers in Howell County County who chose Southern Bank paid $2,771 less in closing costs than the county median.
County Median Costs
$4,745
+11.0% vs Missouri ($4,275)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$2,390
Purchase Originations
240
Denial Rate
11.6%
vs Missouri avg (7.0%)
vs Missouri Median
11.0% above
$470
vs National Median
29.0% below
$-1,935
3 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,974 | 7.000% | $700 | 11 | −$1,655 | |
| 2 | $3,890 | 6.500% | $3,408 | 12 | +$261 |
Includes lenders with 10+ purchase originations in Howell County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Missouri → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.