Lowest closing cost mortgage lenders in Wood County County, West Virginia
In Wood County, West Virginia, homebuyers paid a median of $5,294 in closing costs in 2024 — below the West Virginia median of $5,517. The county saw 547 purchase mortgages at a median rate of 6.50%. Among lenders with 10+ originations, MORTGAGE RESEARCH CENTER, LLC offered the lowest median costs at $2,042, which is $2,114 less than the county median.
Homebuyers in Wood County County who chose MORTGAGE RESEARCH CENTER, LLC paid $3,252 less in closing costs than the county median.
County Median Costs
$5,294
−4.0% vs West Virginia ($5,517)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$1,562
Purchase Originations
547
vs West Virginia Median
4.0% below
$-223
vs National Median
21.5% below
$-1,447
Lender rankings in Wood County County
8 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,507 | 6.500% | $1,256 | 61 | −$566 | |
| 2 | $3,548 | 6.250% | $1,300 | 10 | −$525 | |
| 3 | $3,767 | 6.438% | $1,278 | 26 | −$306 | |
| 4 | $4,152 | 6.197% | $2,070 | 16 | +$79 | |
| 5 | $5,072 | 6.990% | $2,505 | 29 | +$999 | |
| 6 | $5,177 | 6.562% | $2,839 | 24 | +$1,104 | |
| 7 | $5,454 | 6.750% | $3,268 | 26 | +$1,381 |
Includes lenders with 10+ purchase originations in Wood County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in West Virginia → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.