Peoples Bank closing costs and rates (2024)
In 2024, Peoples Bank originated 517 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $3,566. That ranks #623 nationally by origination volume. For total closing costs among lenders with 500+ originations, Peoples Bank ranks #78. That is $3,175 below the national median of $6,741. Peoples Bank is most active in Ohio with 293 originations there.
Purchase Originations
517
Ranked #623 nationally
Median Total Costs
$3,566
−47.1% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$1,099
Median Lender Credits
$234
Cost Rank (500+ vol.)
#78
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 460 | 6.625% | $3,435 | $1,099 |
| fha | 52 | 6.312% | $7,568 | $1,442 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Ohio | 293 | 6.625% | $3,509 | #72 |
| West Virginia | 126 | 6.500% | $3,703 | #29 |
| Kentucky | 77 | 6.875% | $3,238 | #97 |
| Virginia | 10 | 6.438% | $4,262 | — |
| Florida | 3 | 6.375% | $6,237 | — |
| Indiana | 2 | 6.438% | $2,287 | — |
| Tennessee | 2 | 7.062% | $4,165 | — |
| Arizona | 1 | 6.875% | $6,473 | — |
| Illinois | 1 | 5.750% | $4,645 | — |
| South Carolina | 1 | 6.000% | $3,449 | — |
| Texas | 1 | 6.000% | $19,065 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,356 | 6.750% | — | 9 | −$1,210 | |
| 2 | $2,542 | 7.500% | — | 9 | −$1,024 | |
| 3 | $2,635 | 6.438% | — | 12 | −$931 | |
| 4 | $2,677 | 6.750% | — | 8 | −$889 | |
| 5 | $2,677 | 6.312% | — | 8 | −$889 | |
| 6 | $2,882 | 6.500% | — | 6 | −$684 | |
| 7 | $2,949 | 7.625% | — | 11 | −$617 | |
| 8 | $2,993 | 6.750% | — | 20 | −$573 | |
| 9 | $3,057 | 6.500% | — | 9 | −$509 | |
| 10 | $3,315 | 6.562% | — | 16 | −$251 | |
| 11 | $3,346 | 6.250% | — | 7 | −$220 | |
| 12 | $3,401 | 7.000% | — | 8 | −$165 | |
| 13 | $3,436 | 6.625% | — | 15 | −$130 | |
| 14 | $3,511 | 6.500% | — | 20 | −$55 | |
| 15 | $3,549 | 6.625% | — | 15 | −$17 | |
| 16 | $3,578 | 6.438% | — | 6 | +$12 | |
| 17 | $3,624 | 6.500% | — | 11 | +$58 | |
| 18 | $3,772 | 6.500% | — | 70 | +$206 | |
| 19 | $3,929 | 6.375% | — | 13 | +$363 | |
| 20 | $4,372 | 6.500% | — | 50 | +$806 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.