Clear Mountain Bank closing costs and rates (2024)
In 2024, Clear Mountain Bank originated 175 purchase mortgages at a median interest rate of 7.25% and median total closing costs of $3,910. That is $2,831 below the national median of $6,741. Clear Mountain Bank is most active in West Virginia with 158 originations there.
Purchase Originations
175
Median Total Costs
$3,910
−42.0% vs national ($6,741)
Median Rate
7.250%
+9.5% vs national (6.620%)
Median Origination
$1,055
Median Lender Credits
$146
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 170 | 7.250% | $3,859 | $1,055 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| West Virginia | 158 | 7.188% | $3,887 | #22 |
| Maryland | 11 | 7.500% | $4,002 | — |
| Pennsylvania | 6 | 7.000% | $4,547 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,352 | 8.250% | — | 1 | −$558 | |
| 2 | $3,392 | 6.500% | — | 1 | −$518 | |
| 3 | $3,460 | 7.938% | — | 6 | −$450 | |
| 4 | $3,486 | 5.990% | — | 1 | −$424 | |
| 5 | $3,503 | 7.120% | — | 10 | −$407 | |
| 6 | $3,523 | 7.000% | — | 1 | −$387 | |
| 7 | $3,631 | 7.375% | — | 35 | −$279 | |
| 8 | $3,767 | 7.250% | — | 7 | −$143 | |
| 9 | $3,886 | 6.990% | — | 1 | −$24 | |
| 10 | $3,889 | 6.500% | — | 1 | −$21 | |
| 11 | $3,894 | 7.188% | — | 2 | −$16 | |
| 12 | $3,956 | 6.995% | — | 84 | +$46 | |
| 13 | $4,002 | 7.500% | — | 11 | +$92 | |
| 14 | $4,072 | 6.933% | — | 2 | +$162 | |
| 15 | $4,547 | 7.000% | — | 2 | +$637 | |
| 16 | $4,713 | 7.500% | — | 2 | +$803 | |
| 17 | $5,168 | 7.375% | — | 1 | +$1,258 | |
| 18 | $5,608 | 7.875% | — | 1 | +$1,698 | |
| 19 | $6,250 | 6.808% | — | 2 | +$2,340 | |
| 20 | $7,328 | 6.375% | — | 3 | +$3,418 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.