Homebuyers in Jefferson County County who chose City National Bank of West Virginia paid $5,354 less in closing costs than the county median.
County Median Costs
$7,766
+41.0% vs West Virginia ($5,506)
Median Rate
6.270%
−3.4% vs national (6.490%)
Median Origination
$2,329
Purchase Originations
1,334
Denial Rate
4.8%
vs West Virginia avg (15.6%)
vs West Virginia Median
41.0% above
$2,260
vs National Median
16.3% above
$1,086
17 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,412 | 6.150% | $600 | 22 | −$3,063 | |
| 2 | $3,525 | 6.688% | $0 | 18 | −$1,950 | |
| 3 | $3,527 | 5.933% | $0 | 40 | −$1,948 | |
| 4 | $3,927 | 6.875% | $1,109 | 10 | −$1,548 | |
| 5 | $4,055 | 6.625% | $1,000 | 12 | −$1,420 | |
| 6 | $4,678 | 6.412% | $1,269 | 14 | −$797 | |
| 7 | $5,161 | 6.375% | $1,893 | 13 | −$314 | |
| 8 | $5,193 | 6.500% | $2,217 | 93 | −$282 | |
| 9 | $5,637 | 6.490% | $2,603 | 58 | +$162 | |
| 10 | $6,249 | 6.625% | $3,461 | 46 | +$774 | |
| 11 | $6,252 | 6.500% | $3,706 | 30 | +$777 | |
| 12 | $6,312 | 6.263% | $2,560 | 14 | +$837 | |
| 13 | $6,469 | 6.500% | $3,312 | 21 | +$994 | |
| 14 | $7,161 | 6.375% | $3,450 | 89 | +$1,686 | |
| 15 | $7,181 | 6.625% | $4,474 | 26 | +$1,706 | |
| 16 | $7,957 | 6.590% | $4,976 | 21 | +$2,482 |
Includes lenders with 10+ purchase originations in Jefferson County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in West Virginia → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.