Lowest closing cost mortgage lenders in Jefferson County County, West Virginia
In Jefferson County, West Virginia, homebuyers paid a median of $8,160 in closing costs in 2024 — above the West Virginia median of $5,517. The county saw 1,181 purchase mortgages at a median rate of 6.25%. Among lenders with 10+ originations, City National Bank of West Virginia offered the lowest median costs at $3,301, which is $2,565 less than the county median.
Homebuyers in Jefferson County County who chose City National Bank of West Virginia paid $4,859 less in closing costs than the county median.
County Median Costs
$8,160
+47.9% vs West Virginia ($5,517)
Median Rate
6.250%
−5.6% vs national (6.620%)
Median Origination
$2,695
Purchase Originations
1,181
vs West Virginia Median
47.9% above
$2,643
vs National Median
21.1% above
$1,419
Lender rankings in Jefferson County County
18 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,301 | 6.750% | $600 | 11 | −$2,565 | |
| 2 | $3,366 | 6.125% | $0 | 24 | −$2,500 | |
| 3 | $3,533 | 5.875% | $0 | 39 | −$2,333 | |
| 4 | $4,606 | 6.375% | $1,250 | 11 | −$1,260 | |
| 5 | $4,892 | 6.490% | $2,014 | 43 | −$974 | |
| 6 | $5,127 | 6.062% | $3,657 | 16 | −$739 | |
| 7 | $5,127 | 6.688% | $1,748 | 10 | −$739 | |
| 8 | $5,361 | 6.875% | $2,710 | 11 | −$505 | |
| 9 | $5,403 | 6.875% | $3,146 | 11 | −$463 | |
| 10 | $6,507 | 6.058% | $2,431 | 12 | +$641 | |
| 11 | $7,122 | 6.500% | $4,473 | 33 | +$1,256 | |
| 12 | $7,321 | 6.500% | $4,187 | 20 | +$1,455 | |
| 13 | $7,844 | 6.938% | $4,931 | 30 | +$1,978 | |
| 14 | $8,130 | 6.000% | $3,970 | 53 | +$2,264 | |
| 15 | $8,459 | 6.375% | $5,393 | 89 | +$2,593 | |
| 16 | $8,874 | 6.625% | $5,939 | 16 | +$3,008 |
Includes lenders with 10+ purchase originations in Jefferson County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in West Virginia → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.