INTERCOASTAL MORTGAGE, LLC closing costs and rates (2024)
In 2024, INTERCOASTAL MORTGAGE, LLC originated 2,480 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $6,306. That ranks #179 nationally by origination volume. For total closing costs among lenders with 500+ originations, INTERCOASTAL MORTGAGE, LLC ranks #311. That is $435 below the national median of $6,741. INTERCOASTAL MORTGAGE, LLC is most active in Virginia with 1,284 originations there.
Purchase Originations
2,480
Ranked #179 nationally
Median Total Costs
$6,306
−6.5% vs national ($6,741)
Median Rate
6.624%
+0.1% vs national (6.620%)
Median Origination
$1,600
Median Lender Credits
$62
Cost Rank (500+ vol.)
#311
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 1,730 | 6.625% | $5,523 | $1,600 |
| va | 401 | 6.250% | $7,960 | $1,600 |
| fha | 344 | 6.250% | $9,969 | $1,750 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Virginia | 1,284 | 6.500% | $6,943 | #17 |
| North Carolina | 502 | 6.750% | $5,183 | #49 |
| West Virginia | 209 | 6.270% | $5,148 | #15 |
| Maryland | 159 | 6.500% | $7,126 | #77 |
| South Carolina | 100 | 6.625% | $3,901 | #119 |
| District of Columbia | 57 | 6.500% | $6,787 | #24 |
| Tennessee | 44 | 6.495% | $5,252 | — |
| Florida | 34 | 6.688% | $6,896 | — |
| Georgia | 34 | 6.750% | $5,091 | — |
| Pennsylvania | 15 | 6.625% | $5,709 | — |
| Ohio | 14 | 6.438% | $6,632 | — |
| Texas | 13 | 6.490% | $7,204 | — |
| Colorado | 7 | 6.750% | $7,858 | — |
| Alabama | 3 | 6.625% | $2,213 | — |
| Kentucky | 2 | 6.250% | $8,385 | — |
| California | 1 | 6.500% | $6,150 | — |
| Delaware | 1 | 6.625% | $4,526 | — |
| Nevada | 1 | 5.625% | $65,455 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,473 | 6.750% | — | 23 | −$2,833 | |
| 2 | $4,070 | 6.625% | — | 25 | −$2,236 | |
| 3 | $4,137 | 6.750% | — | 37 | −$2,169 | |
| 4 | $4,260 | 6.270% | — | 23 | −$2,046 | |
| 5 | $4,301 | 6.500% | — | 57 | −$2,005 | |
| 6 | $5,309 | 6.270% | — | 39 | −$997 | |
| 7 | $5,566 | 6.750% | — | 30 | −$740 | |
| 8 | $5,860 | 6.495% | — | 38 | −$446 | |
| 9 | $6,044 | 6.875% | — | 23 | −$262 | |
| 10 | $6,068 | 6.625% | — | 60 | −$238 | |
| 11 | $6,212 | 6.625% | — | 355 | −$94 | |
| 12 | $6,233 | 6.500% | — | 124 | −$73 | |
| 13 | $6,384 | 6.270% | — | 41 | +$78 | |
| 14 | $6,787 | 6.500% | — | 57 | +$481 | |
| 15 | $6,817 | 6.500% | — | 32 | +$511 | |
| 16 | $7,126 | 6.625% | — | 55 | +$820 | |
| 17 | $7,594 | 6.490% | — | 57 | +$1,288 | |
| 18 | $7,897 | 6.312% | — | 46 | +$1,591 | |
| 19 | $8,672 | 6.500% | — | 396 | +$2,366 | |
| 20 | $9,746 | 6.375% | — | 53 | +$3,440 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.