RMC HOME MORTGAGE, LLC closing costs and rates (2024)
In 2024, RMC HOME MORTGAGE, LLC originated 1,775 purchase mortgages at a median interest rate of 6.25% and median total closing costs of $10,172. That ranks #248 nationally by origination volume. For total closing costs among lenders with 500+ originations, RMC HOME MORTGAGE, LLC ranks #554. That is $3,431 above the national median of $6,741. RMC HOME MORTGAGE, LLC is most active in Florida with 1,130 originations there.
Purchase Originations
1,775
Ranked #248 nationally
Median Total Costs
$10,172
+50.9% vs national ($6,741)
Median Rate
6.250%
−5.6% vs national (6.620%)
Median Origination
$4,052
Median Lender Credits
$200
Cost Rank (500+ vol.)
#554
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 758 | 6.875% | $7,473 | $4,260 |
| fha | 736 | 5.990% | $13,751 | $4,527 |
| va | 274 | 6.250% | $7,458 | $1,825 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Florida | 1,130 | 6.250% | $10,099 | #44 |
| Ohio | 310 | 6.125% | $12,246 | #70 |
| Pennsylvania | 232 | 6.750% | $8,903 | #92 |
| West Virginia | 49 | 6.250% | $10,477 | — |
| Alabama | 34 | 6.625% | $7,375 | — |
| Georgia | 19 | 6.250% | $7,423 | — |
| Virginia | 1 | 4.990% | $14,984 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $7,375 | 6.625% | — | 34 | −$2,797 | |
| 2 | $8,351 | 6.250% | — | 60 | −$1,821 | |
| 3 | $8,427 | 6.750% | — | 147 | −$1,745 | |
| 4 | $8,583 | 6.875% | — | 43 | −$1,589 | |
| 5 | $8,835 | 6.625% | — | 131 | −$1,337 | |
| 6 | $8,948 | 6.625% | — | 56 | −$1,224 | |
| 7 | $9,253 | 6.490% | — | 60 | −$919 | |
| 8 | $9,759 | 6.250% | — | 33 | −$413 | |
| 9 | $10,162 | 6.750% | — | 46 | −$10 | |
| 10 | $10,239 | 6.250% | — | 47 | +$67 | |
| 11 | $10,331 | 5.990% | — | 106 | +$159 | |
| 12 | $10,422 | 6.188% | — | 30 | +$250 | |
| 13 | $11,189 | 5.625% | — | 52 | +$1,017 | |
| 14 | $11,339 | 6.125% | — | 82 | +$1,167 | |
| 15 | $11,494 | 6.750% | — | 123 | +$1,322 | |
| 16 | $11,510 | 5.933% | — | 64 | +$1,338 | |
| 17 | $11,595 | 5.808% | — | 36 | +$1,423 | |
| 18 | $12,163 | 6.625% | — | 64 | +$1,991 | |
| 19 | $12,186 | 6.250% | — | 84 | +$2,014 | |
| 20 | $15,669 | 5.990% | — | 122 | +$5,497 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.