Purchase Originations
1,880
Ranked #234 nationally
Median Total Costs
$10,011
+49.9% vs national ($6,680)
↓ $161 vs prior year
Median Rate
6.375%
−1.8% vs national (6.490%)
↑ 0.125% vs prior year
Median Origination
$2,934
Median Lender Credits
$65
Cost Rank (500+ vol.)
#545
among lenders with 500+ originations
Denial Rate
4.1%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 879 | 6.625% | $7,142 | $3,016 |
| fha | 721 | 5.990% | $13,199 | $3,389 |
| va | 273 | 6.250% | $7,078 | $1,825 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Florida | 1,050 | 6.250% | $10,684 | #47 |
| Ohio | 305 | 5.750% | $10,551 | #75 |
| Pennsylvania | 301 | 6.625% | $7,857 | #73 |
| West Virginia | 115 | 6.490% | $10,005 | #32 |
| Georgia | 39 | 6.250% | $7,915 | — |
| Alabama | 34 | 6.750% | $8,407 | — |
| Virginia | 23 | 5.990% | $10,615 | — |
| Kentucky | 12 | 6.558% | $4,776 | — |
| Indiana | 1 | 5.990% | $5,801 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $7,677 | 6.490% | — | 41 | −$2,334 | |
| 2 | $7,760 | 6.625% | — | 184 | −$2,251 | |
| 3 | $7,779 | 6.250% | — | 38 | −$2,232 | |
| 4 | $8,309 | 6.490% | — | 41 | −$1,702 | |
| 5 | $8,407 | 6.750% | — | 34 | −$1,604 | |
| 6 | $8,808 | 6.750% | — | 55 | −$1,203 | |
| 7 | $9,377 | 6.490% | — | 83 | −$634 | |
| 8 | $9,815 | 5.990% | — | 51 | −$196 | |
| 9 | $9,819 | 6.495% | — | 206 | −$192 | |
| 10 | $10,072 | 6.375% | — | 40 | +$61 | |
| 11 | $10,230 | 6.625% | — | 63 | +$219 | |
| 12 | $10,712 | 5.490% | — | 74 | +$701 | |
| 13 | $10,820 | 6.490% | — | 49 | +$809 | |
| 14 | $10,838 | 5.875% | — | 57 | +$827 | |
| 15 | $11,001 | 6.250% | — | 53 | +$990 | |
| 16 | $11,540 | 6.562% | — | 90 | +$1,529 | |
| 17 | $11,779 | 5.490% | — | 71 | +$1,768 | |
| 18 | $11,877 | 5.490% | — | 72 | +$1,866 | |
| 19 | $12,879 | 5.500% | — | 67 | +$2,868 | |
| 20 | $13,226 | 6.490% | — | 82 | +$3,215 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | RMC Home Mortgage, LLC | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $355,000 | $335,000 | +$20,000 (+6.0%) |
| Median total closing costs | $10,011 | $7,127 | +$2,884 (+40.5%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.