Homebuyers in Kanawha County County who chose City National Bank of West Virginia paid $2,905 less in closing costs than the county median.
County Median Costs
$5,156
−6.4% vs West Virginia ($5,506)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$1,649
Purchase Originations
1,191
Denial Rate
15.1%
vs West Virginia avg (15.6%)
vs West Virginia Median
6.4% below
$-350
vs National Median
22.8% below
$-1,524
19 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,251 | 6.250% | $600 | 91 | −$1,765 | |
| 2 | $3,669 | 6.625% | $1,608 | 18 | −$347 | |
| 3 | $3,711 | 6.875% | $1,595 | 30 | −$305 | |
| 4 | $3,760 | 6.625% | $1,379 | 49 | −$256 | |
| 5 | $3,899 | 6.250% | $2,070 | 37 | −$117 | |
| 6 | $3,958 | 6.500% | $1,445 | 45 | −$58 | |
| 7 | $3,961 | 6.350% | $1,384 | 22 | −$55 | |
| 8 | $3,965 | 6.545% | $1,250 | 26 | −$51 | |
| 9 | $4,407 | 6.500% | $1,801 | 23 | +$391 | |
| 10 | $4,637 | 6.312% | $1,587 | 10 | +$621 | |
| 11 | $4,897 | 6.838% | $2,119 | 22 | +$881 | |
| 12 | $4,978 | 6.990% | $2,253 | 15 | +$962 | |
| 13 | $4,978 | 6.998% | $1,655 | 16 | +$962 | |
| 14 | $5,393 | 6.933% | $3,297 | 34 | +$1,377 | |
| 15 | $5,449 | 6.875% | $3,113 | 28 | +$1,433 | |
| 16 | $5,940 | 6.875% | $3,469 | 34 | +$1,924 | |
| 17 | $6,451 | 9.500% | $3,343 | 17 | +$2,435 |
Includes lenders with 10+ purchase originations in Kanawha County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in West Virginia → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.