VICTORIAN FINANCE, LLC closing costs and rates (2024)
In 2024, VICTORIAN FINANCE, LLC originated 887 purchase mortgages at a median interest rate of 6.50% and median total closing costs of $7,487. That ranks #407 nationally by origination volume. For total closing costs among lenders with 500+ originations, VICTORIAN FINANCE, LLC ranks #403. That is $746 above the national median of $6,741. VICTORIAN FINANCE, LLC is most active in Pennsylvania with 492 originations there.
Purchase Originations
887
Ranked #407 nationally
Median Total Costs
$7,487
+11.1% vs national ($6,741)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$3,338
Median Lender Credits
$309
Cost Rank (500+ vol.)
#403
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 562 | 6.490% | $6,649 | $3,483 |
| fha | 255 | 6.625% | $9,342 | $3,155 |
| va | 60 | 6.625% | $6,616 | $1,837 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Pennsylvania | 492 | 6.490% | $8,289 | #44 |
| West Virginia | 160 | 6.500% | $4,248 | #21 |
| Alabama | 102 | 6.625% | $8,586 | #87 |
| North Carolina | 45 | 6.625% | $7,512 | — |
| Florida | 24 | 6.750% | $9,129 | — |
| Texas | 24 | 6.688% | $10,856 | — |
| Ohio | 8 | 6.562% | $6,258 | — |
| Tennessee | 8 | 6.562% | $6,161 | — |
| South Carolina | 6 | 6.562% | $7,321 | — |
| Idaho | 4 | 6.625% | $11,594 | — |
| Virginia | 4 | 6.995% | $7,539 | — |
| Kentucky | 3 | 6.375% | $3,672 | — |
| Georgia | 2 | 6.058% | $14,402 | — |
| Utah | 2 | 5.688% | $11,155 | — |
| Arizona | 1 | 7.125% | $6,605 | — |
| Colorado | 1 | 7.375% | $3,981 | — |
| Massachusetts | 1 | 6.000% | $20,467 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,608 | 6.188% | — | 10 | −$3,879 | |
| 2 | $3,913 | 6.500% | — | 13 | −$3,574 | |
| 3 | $4,072 | 6.490% | — | 69 | −$3,415 | |
| 4 | $4,143 | 6.500% | — | 8 | −$3,344 | |
| 5 | $5,353 | 6.500% | — | 25 | −$2,134 | |
| 6 | $5,986 | 6.375% | — | 10 | −$1,501 | |
| 7 | $6,931 | 6.625% | — | 17 | −$556 | |
| 8 | $7,420 | 6.490% | — | 67 | −$67 | |
| 9 | $7,768 | 6.625% | — | 12 | +$281 | |
| 10 | $7,833 | 6.500% | — | 7 | +$346 | |
| 11 | $7,970 | 6.500% | — | 43 | +$483 | |
| 12 | $8,298 | 6.750% | — | 11 | +$811 | |
| 13 | $8,388 | 6.490% | — | 260 | +$901 | |
| 14 | $8,641 | 6.625% | — | 15 | +$1,154 | |
| 15 | $9,170 | 6.625% | — | 30 | +$1,683 | |
| 16 | $10,105 | 6.375% | — | 75 | +$2,618 | |
| 17 | $10,234 | 6.990% | — | 13 | +$2,747 | |
| 18 | $10,490 | 6.500% | — | 13 | +$3,003 | |
| 19 | $10,710 | 6.625% | — | 11 | +$3,223 | |
| 20 | $11,266 | 6.500% | — | 13 | +$3,779 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.