What are the average closing costs in Putnam County County?

In Putnam County County, the median total loan costs on purchase mortgages were $5,100 in 2024, based on 462 originations.

Which lender has the lowest closing costs in Putnam County County?

Among lenders with 10+ originations in Putnam County County, City National Bank of West Virginia had the lowest median total closing costs at $2,164 in 2024.

How do closing costs in Putnam County County compare to West Virginia?

Putnam County County closing costs (median $5,100) are 7.6% below the West Virginia state median of $5,517.

Lowest closing cost mortgage lenders in Putnam County County, West Virginia

In Putnam County, West Virginia, homebuyers paid a median of $5,100 in closing costs in 2024 — below the West Virginia median of $5,517. The county saw 462 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, City National Bank of West Virginia offered the lowest median costs at $2,164, which is $1,761 less than the county median.

Homebuyers in Putnam County County who chose City National Bank of West Virginia paid $2,936 less in closing costs than the county median.

County Median Costs

$5,100

−7.6% vs West Virginia ($5,517)

Median Rate

6.620%

+0.0% vs national (6.620%)

Median Origination

$1,622

Purchase Originations

462

vs West Virginia Median

7.6% below

$-417

vs National Median

24.3% below

$-1,641

Lender rankings in Putnam County County

12 lenders with 10+ originations, ranked by median total loan costs.

Rank	Lender	Median Total Costs ↑	Median Rate ↕	Median Origination ↕	Volume ↕	vs. Median
1	City National Bank of West Virginia	$2,164	6.600%	$600	39	−$1,761
2	The Ohio Valley Bank Company	$3,346	6.000%	$374	29	−$579
3	The Huntington National Bank	$3,727	6.500%	$1,278	11	−$198
4	VICTORIAN FINANCE, LLC	$3,913	6.500%	$1,697	11	−$12
5	LOANDEPOT.COM, LLC	$3,993	6.575%	$1,463	21	+$68
6	PRIMELENDING, A PLAINSCAPITAL COMPANY	$4,233	6.688%	$1,981	10	+$308
7	Gateway First Bank	$4,236	6.750%	$2,048	14	+$311
8	ROCKET MORTGAGE, LLC	$4,474	6.500%	$2,365	11	+$549
9	GUARANTEED RATE, INC.	$4,687	6.787%	$2,504	16	+$762
10	UNITED WHOLESALE MORTGAGE, LLC	$5,202	6.999%	$2,731	12	+$1,277

Includes lenders with 10+ purchase originations in Putnam County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in West Virginia → Lender Directory

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.