Homebuyers in Putnam County County who chose City National Bank of West Virginia paid $3,009 less in closing costs than the county median.
County Median Costs
$5,279
−4.1% vs West Virginia ($5,506)
Median Rate
6.490%
+0.0% vs national (6.490%)
Median Origination
$1,640
Purchase Originations
472
Denial Rate
17.5%
vs West Virginia avg (15.6%)
vs West Virginia Median
4.1% below
$-227
vs National Median
21.0% below
$-1,401
11 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,270 | 6.290% | $600 | 37 | −$1,991 | |
| 2 | $3,869 | 6.500% | $1,379 | 16 | −$392 | |
| 3 | $4,040 | 5.875% | $874 | 20 | −$221 | |
| 4 | $4,170 | 6.575% | $1,490 | 40 | −$91 | |
| 5 | $4,634 | 6.562% | $1,488 | 12 | +$374 | |
| 6 | $5,320 | 6.875% | $2,717 | 16 | +$1,059 | |
| 7 | $5,356 | 6.999% | $2,529 | 16 | +$1,095 | |
| 8 | $6,167 | 9.750% | $3,737 | 11 | +$1,906 | |
| 9 | $6,379 | 6.875% | $3,527 | 13 | +$2,118 |
Includes lenders with 10+ purchase originations in Putnam County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in West Virginia → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.