The Ohio Valley Bank Company closing costs and rates (2024)
In 2024, The Ohio Valley Bank Company originated 182 purchase mortgages at a median interest rate of 6.38% and median total closing costs of $3,707. That is $3,034 below the national median of $6,741. The Ohio Valley Bank Company is most active in Ohio with 89 originations there.
Purchase Originations
182
Median Total Costs
$3,707
−45.0% vs national ($6,741)
Median Rate
6.375%
−3.7% vs national (6.620%)
Median Origination
$874
Median Lender Credits
—
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 182 | 6.375% | $3,707 | $874 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Ohio | 89 | 6.625% | $3,994 | #145 |
| West Virginia | 88 | 6.125% | $3,392 | #35 |
| Kentucky | 3 | 6.250% | $3,413 | — |
| North Carolina | 1 | 6.375% | $7,218 | — |
| South Carolina | 1 | 6.750% | $5,024 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,278 | 6.625% | — | 6 | −$429 | |
| 2 | $3,282 | 6.125% | — | 29 | −$425 | |
| 3 | $3,346 | 6.000% | — | 29 | −$361 | |
| 4 | $3,413 | 6.250% | — | 3 | −$294 | |
| 5 | $3,530 | 6.500% | — | 21 | −$177 | |
| 6 | $3,676 | 6.875% | — | 21 | −$31 | |
| 7 | $3,691 | 7.125% | — | 1 | −$16 | |
| 8 | $3,804 | 6.000% | — | 1 | +$97 | |
| 9 | $3,862 | 6.625% | — | 9 | +$155 | |
| 10 | $3,871 | 6.250% | — | 1 | +$164 | |
| 11 | $4,029 | 7.062% | — | 2 | +$322 | |
| 12 | $4,050 | 6.438% | — | 22 | +$343 | |
| 13 | $4,101 | 6.750% | — | 1 | +$394 | |
| 14 | $4,106 | 6.500% | — | 19 | +$399 | |
| 15 | $4,175 | 6.062% | — | 2 | +$468 | |
| 16 | $4,349 | 6.562% | — | 4 | +$642 | |
| 17 | $4,397 | 6.375% | — | 4 | +$690 | |
| 18 | $4,744 | 6.625% | — | 1 | +$1,037 | |
| 19 | $6,300 | 6.562% | — | 2 | +$2,593 | |
| 20 | $7,218 | 6.375% | — | 1 | +$3,511 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.