Lowest closing cost mortgage lenders in Monongalia County County, West Virginia
In Monongalia County, West Virginia, homebuyers paid a median of $4,917 in closing costs in 2024 — below the West Virginia median of $5,517. The county saw 801 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, City National Bank of West Virginia offered the lowest median costs at $2,381, which is $1,964 less than the county median.
Homebuyers in Monongalia County County who chose City National Bank of West Virginia paid $2,536 less in closing costs than the county median.
County Median Costs
$4,917
−10.9% vs West Virginia ($5,517)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,494
Purchase Originations
801
vs West Virginia Median
10.9% below
$-600
vs National Median
27.1% below
$-1,824
Lender rankings in Monongalia County County
18 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,381 | 6.625% | $600 | 27 | −$1,964 | |
| 2 | $3,217 | 6.308% | $846 | 10 | −$1,128 | |
| 3 | $3,263 | 6.500% | $795 | 10 | −$1,082 | |
| 4 | $3,700 | 6.625% | $1,495 | 16 | −$645 | |
| 5 | $3,831 | 6.625% | $1,000 | 41 | −$514 | |
| 6 | $3,913 | 7.125% | $1,055 | 81 | −$432 | |
| 7 | $3,927 | 6.625% | $1,010 | 20 | −$418 | |
| 8 | $4,320 | 6.750% | $1,060 | 32 | −$25 | |
| 9 | $4,393 | 6.500% | $1,290 | 55 | +$48 | |
| 10 | $4,451 | 6.625% | $2,070 | 27 | +$106 | |
| 11 | $4,515 | 6.495% | $1,300 | 18 | +$170 | |
| 12 | $4,720 | 6.500% | $1,837 | 52 | +$375 | |
| 13 | $5,173 | 6.450% | $2,484 | 13 | +$828 | |
| 14 | $5,578 | 6.624% | $3,411 | 29 | +$1,233 | |
| 15 | $6,130 | 6.625% | $2,734 | 26 | +$1,785 | |
| 16 | $7,010 | 6.990% | $4,444 | 18 | +$2,665 | |
| 17 | $8,266 | 6.562% | $5,914 | 18 | +$3,920 |
Includes lenders with 10+ purchase originations in Monongalia County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in West Virginia → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.