Homebuyers in Monongalia County County who chose City National Bank of West Virginia paid $2,726 less in closing costs than the county median.
County Median Costs
$4,718
−14.3% vs West Virginia ($5,506)
Median Rate
6.290%
−3.1% vs national (6.490%)
Median Origination
$1,312
Purchase Originations
871
Denial Rate
11.2%
vs West Virginia avg (15.6%)
vs West Virginia Median
14.3% below
$-788
vs National Median
29.4% below
$-1,962
19 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,992 | 6.290% | $200 | 24 | −$2,378 | |
| 2 | $3,171 | 6.375% | $0 | 24 | −$1,199 | |
| 3 | $3,478 | 6.000% | $475 | 26 | −$892 | |
| 4 | $3,699 | 6.490% | $1,000 | 41 | −$671 | |
| 5 | $3,772 | 6.550% | $1,250 | 14 | −$598 | |
| 6 | $3,799 | 5.250% | $795 | 25 | −$571 | |
| 7 | $4,025 | 5.990% | $1,055 | 132 | −$345 | |
| 8 | $4,317 | 6.375% | $1,721 | 25 | −$53 | |
| 9 | $4,417 | 5.990% | $1,300 | 24 | +$47 | |
| 10 | $4,523 | 6.370% | $1,674 | 10 | +$153 | |
| 11 | $4,694 | 6.375% | $1,745 | 54 | +$324 | |
| 12 | $4,794 | 6.465% | $2,078 | 26 | +$424 | |
| 13 | $4,898 | 6.250% | $1,747 | 16 | +$528 | |
| 14 | $5,024 | 6.612% | $1,903 | 50 | +$654 | |
| 15 | $5,487 | 6.725% | $2,869 | 28 | +$1,117 | |
| 16 | $5,509 | 6.750% | $3,438 | 19 | +$1,139 | |
| 17 | $6,301 | 6.499% | $3,513 | 26 | +$1,931 | |
| 18 | $6,798 | 6.870% | $3,388 | 16 | +$2,428 |
Includes lenders with 10+ purchase originations in Monongalia County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in West Virginia → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.