Homebuyers in Mercer County County who chose MORTGAGE RESEARCH CENTER, LLC paid $2,445 less in closing costs than the county median.
County Median Costs
$5,230
−5.0% vs West Virginia ($5,506)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$1,595
Purchase Originations
338
Denial Rate
19.1%
vs West Virginia avg (15.6%)
vs West Virginia Median
5.0% below
$-276
vs National Median
21.7% below
$-1,450
4 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,563 | 6.250% | $1,880 | 18 | −$474 | |
| 2 | $3,887 | 6.250% | $1,702 | 13 | −$150 | |
| 3 | $3,893 | 6.875% | $1,595 | 32 | −$144 |
Includes lenders with 10+ purchase originations in Mercer County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in West Virginia → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.