What are the average closing costs in Mercer County County?

In Mercer County County, the median total loan costs on purchase mortgages were $4,896 in 2024, based on 319 originations.

Which lender has the lowest closing costs in Mercer County County?

Among lenders with 10+ originations in Mercer County County, MORTGAGE RESEARCH CENTER, LLC had the lowest median total closing costs at $1,454 in 2024.

How do closing costs in Mercer County County compare to West Virginia?

Mercer County County closing costs (median $4,896) are 11.3% below the West Virginia state median of $5,517.

Lowest closing cost mortgage lenders in Mercer County County, West Virginia

In Mercer County, West Virginia, homebuyers paid a median of $4,896 in closing costs in 2024 — below the West Virginia median of $5,517. The county saw 319 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, MORTGAGE RESEARCH CENTER, LLC offered the lowest median costs at $1,454, which is $1,470 less than the county median.

Homebuyers in Mercer County County who chose MORTGAGE RESEARCH CENTER, LLC paid $3,442 less in closing costs than the county median.

County Median Costs

$4,896

−11.3% vs West Virginia ($5,517)

Median Rate

6.620%

+0.0% vs national (6.620%)

Median Origination

$1,842

Purchase Originations

319

vs West Virginia Median

11.3% below

$-621

vs National Median

27.4% below

$-1,845

Lender rankings in Mercer County County

8 lenders with 10+ originations, ranked by median total loan costs.

Rank	Lender	Median Total Costs ↑	Median Rate ↕	Median Origination ↕	Volume ↕	vs. Median
1	Burke & Herbert Bank & Trust Company	$3,416	7.313%	$1,399	15	−$432
2	First Reliance Bank	$3,506	6.125%	$1,400	11	−$342
3	First Community Bank	$3,567	7.900%	$2,196	15	−$281
4	Atlantic Union Bank	$3,728	6.750%	$1,893	45	−$120
5	Truist Bank	$3,975	6.750%	$1,857	11	+$127
6	ROCKET MORTGAGE, LLC	$5,252	6.933%	$3,022	14	+$1,404

Includes lenders with 10+ purchase originations in Mercer County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in West Virginia → Lender Directory

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.