Community Trust Bank, Inc. closing costs and rates (2024)
In 2024, Community Trust Bank, Inc. originated 641 purchase mortgages at a median interest rate of 6.50% and median total closing costs of $2,445. That ranks #543 nationally by origination volume. For total closing costs among lenders with 500+ originations, Community Trust Bank, Inc. ranks #23. That is $4,296 below the national median of $6,741. Community Trust Bank, Inc. is most active in Kentucky with 564 originations there.
Purchase Originations
641
Ranked #543 nationally
Median Total Costs
$2,445
−63.7% vs national ($6,741)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$650
Median Lender Credits
$65
Cost Rank (500+ vol.)
#23
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 641 | 6.500% | $2,445 | $650 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Kentucky | 564 | 6.500% | $2,429 | #15 |
| Tennessee | 40 | 6.500% | $2,701 | — |
| West Virginia | 27 | 6.500% | $2,652 | — |
| Ohio | 6 | 6.750% | $2,498 | — |
| Virginia | 2 | 6.562% | $2,046 | — |
| District of Columbia | 1 | 6.000% | $4,280 | — |
| Florida | 1 | 6.250% | $5,008 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,976 | 6.750% | — | 12 | −$469 | |
| 2 | $2,093 | 6.625% | — | 63 | −$352 | |
| 3 | $2,099 | 6.500% | — | 13 | −$346 | |
| 4 | $2,158 | 6.500% | — | 15 | −$287 | |
| 5 | $2,163 | 6.500% | — | 17 | −$282 | |
| 6 | $2,268 | 6.500% | — | 11 | −$177 | |
| 7 | $2,333 | 6.250% | — | 11 | −$112 | |
| 8 | $2,348 | 6.750% | — | 19 | −$97 | |
| 9 | $2,377 | 6.500% | — | 13 | −$68 | |
| 10 | $2,399 | 6.562% | — | 12 | −$46 | |
| 11 | $2,404 | 6.625% | — | 11 | −$41 | |
| 12 | $2,426 | 6.500% | — | 28 | −$19 | |
| 13 | $2,441 | 6.562% | — | 12 | −$4 | |
| 14 | $2,445 | 6.875% | — | 15 | +$0 | |
| 15 | $2,475 | 6.625% | — | 20 | +$30 | |
| 16 | $2,482 | 6.312% | — | 26 | +$37 | |
| 17 | $2,524 | 6.625% | — | 11 | +$79 | |
| 18 | $2,609 | 6.375% | — | 30 | +$164 | |
| 19 | $2,610 | 6.625% | — | 30 | +$165 | |
| 20 | $3,083 | 6.125% | — | 15 | +$638 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.