Lowest closing cost mortgage lenders in Mineral County County, West Virginia
In Mineral County, West Virginia, homebuyers paid a median of $5,257 in closing costs in 2024 — below the West Virginia median of $5,517. The county saw 178 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, FIRST PEOPLES COMMUNITY FEDERAL CREDIT UNION offered the lowest median costs at $2,864, which is $1,223 less than the county median.
Homebuyers in Mineral County County who chose FIRST PEOPLES COMMUNITY FEDERAL CREDIT UNION paid $2,393 less in closing costs than the county median.
County Median Costs
$5,257
−4.7% vs West Virginia ($5,517)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,698
Purchase Originations
178
vs West Virginia Median
4.7% below
$-260
vs National Median
22.0% below
$-1,484
Lender rankings in Mineral County County
3 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,864 | 6.125% | $1,000 | 21 | −$1,223 |
Includes lenders with 10+ purchase originations in Mineral County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in West Virginia → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.