C & F Mortgage Corporation closing costs and rates (2024)
In 2024, C & F Mortgage Corporation originated 1,189 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $7,182. That ranks #321 nationally by origination volume. For total closing costs among lenders with 500+ originations, C & F Mortgage Corporation ranks #383. That is $441 above the national median of $6,741. C & F Mortgage Corporation is most active in Virginia with 1,015 originations there.
Purchase Originations
1,189
Ranked #321 nationally
Median Total Costs
$7,182
+6.5% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$2,690
Median Lender Credits
$65
Cost Rank (500+ vol.)
#383
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 735 | 6.750% | $5,606 | $2,505 |
| fha | 308 | 6.625% | $10,432 | $3,071 |
| va | 109 | 6.625% | $10,716 | $3,651 |
| usda | 37 | 6.500% | $6,216 | $1,824 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Virginia | 1,015 | 6.625% | $7,223 | #22 |
| North Carolina | 72 | 6.750% | $6,572 | #169 |
| West Virginia | 41 | 6.625% | $7,274 | — |
| Maryland | 39 | 6.625% | $7,454 | — |
| South Carolina | 8 | 6.625% | $5,475 | — |
| Florida | 6 | 6.750% | $6,416 | — |
| Mississippi | 3 | 6.125% | $4,976 | — |
| Tennessee | 2 | 6.562% | $5,856 | — |
| District of Columbia | 1 | 6.875% | $9,012 | — |
| Georgia | 1 | 7.250% | $9,270 | — |
| Pennsylvania | 1 | 5.875% | $8,746 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,488 | 6.625% | — | 18 | −$1,694 | |
| 2 | $6,035 | 6.625% | — | 16 | −$1,147 | |
| 3 | $6,099 | 6.875% | — | 63 | −$1,083 | |
| 4 | $6,125 | 6.875% | — | 35 | −$1,057 | |
| 5 | $6,141 | 6.625% | — | 91 | −$1,041 | |
| 6 | $6,315 | 6.625% | — | 111 | −$867 | |
| 7 | $7,147 | 6.688% | — | 16 | −$35 | |
| 8 | $7,179 | 6.438% | — | 16 | −$3 | |
| 9 | $7,309 | 6.625% | — | 176 | +$127 | |
| 10 | $7,310 | 6.625% | — | 24 | +$128 | |
| 11 | $7,543 | 7.000% | — | 36 | +$361 | |
| 12 | $8,028 | 6.688% | — | 20 | +$846 | |
| 13 | $8,319 | 7.188% | — | 16 | +$1,137 | |
| 14 | $8,612 | 6.625% | — | 15 | +$1,430 | |
| 15 | $8,800 | 6.625% | — | 32 | +$1,618 | |
| 16 | $9,487 | 6.750% | — | 18 | +$2,305 | |
| 17 | $9,594 | 6.312% | — | 14 | +$2,412 | |
| 18 | $9,768 | 6.438% | — | 16 | +$2,586 | |
| 19 | $10,666 | 6.500% | — | 15 | +$3,484 | |
| 20 | $11,274 | 6.625% | — | 14 | +$4,092 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.