Homebuyers in Berkeley County County who chose City National Bank of West Virginia paid $5,776 less in closing costs than the county median.
County Median Costs
$8,208
+49.1% vs West Virginia ($5,506)
Median Rate
6.490%
+0.0% vs national (6.490%)
Median Origination
$2,664
Purchase Originations
2,008
Denial Rate
9.8%
vs West Virginia avg (15.6%)
vs West Virginia Median
49.1% above
$2,702
vs National Median
22.9% above
$1,528
23 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,432 | 6.290% | $600 | 41 | −$3,088 | |
| 2 | $3,394 | 6.750% | $0 | 49 | −$2,126 | |
| 3 | $3,796 | 6.750% | $952 | 20 | −$1,724 | |
| 4 | $4,063 | 6.308% | $1,250 | 16 | −$1,457 | |
| 5 | $4,155 | 6.125% | $1,560 | 11 | −$1,365 | |
| 6 | $5,059 | 6.625% | $1,800 | 27 | −$461 | |
| 7 | $5,463 | 6.500% | $2,804 | 15 | −$57 | |
| 8 | $5,572 | 6.500% | $2,178 | 13 | +$52 | |
| 9 | $5,597 | 6.625% | $2,970 | 31 | +$77 | |
| 10 | $6,217 | 6.500% | $1,477 | 16 | +$697 | |
| 11 | $6,399 | 6.490% | $2,905 | 23 | +$879 | |
| 12 | $6,663 | 6.500% | $3,795 | 26 | +$1,143 | |
| 13 | $6,890 | 6.625% | $4,181 | 87 | +$1,370 | |
| 14 | $7,037 | 6.688% | $5,071 | 56 | +$1,517 | |
| 15 | $7,214 | 6.537% | $4,371 | 82 | +$1,694 | |
| 16 | $7,233 | 6.875% | $4,600 | 21 | +$1,713 | |
| 17 | $7,529 | 6.625% | $4,855 | 32 | +$2,009 | |
| 18 | $8,340 | 6.625% | $4,614 | 29 | +$2,820 |
Includes lenders with 10+ purchase originations in Berkeley County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in West Virginia → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.