Lowest closing cost mortgage lenders in Wayne County County, West Virginia
In Wayne County, West Virginia, homebuyers paid a median of $4,826 in closing costs in 2024 — below the West Virginia median of $5,517. The county saw 203 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, Huntington Federal Savings Bank offered the lowest median costs at $2,291, which is $1,144 less than the county median.
Homebuyers in Wayne County County who chose Huntington Federal Savings Bank paid $2,535 less in closing costs than the county median.
County Median Costs
$4,826
−12.5% vs West Virginia ($5,517)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,772
Purchase Originations
203
vs West Virginia Median
12.5% below
$-691
vs National Median
28.4% below
$-1,915
Lender rankings in Wayne County County
3 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,291 | 6.625% | $920 | 13 | −$1,144 | |
| 2 | $2,950 | 6.125% | $1,000 | 11 | −$485 | |
| 3 | $4,294 | 6.990% | $2,180 | 11 | +$859 |
Includes lenders with 10+ purchase originations in Wayne County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in West Virginia → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.