Lowest closing cost mortgage lenders in New Castle County County, Delaware
In New Castle County, Delaware, homebuyers paid a median of $7,210 in closing costs in 2024 — below the Delaware median of $7,756. The county saw 4,753 purchase mortgages at a median rate of 6.50%. Among lenders with 10+ originations, NAVY FEDERAL CREDIT UNION offered the lowest median costs at $3,612, which is $2,383 less than the county median.
Homebuyers in New Castle County County who chose NAVY FEDERAL CREDIT UNION paid $3,598 less in closing costs than the county median.
County Median Costs
$7,210
−7.0% vs Delaware ($7,756)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$2,780
Purchase Originations
4,753
vs Delaware Median
7.0% below
$-546
vs National Median
7.0% above
$469
Lender rankings in New Castle County County
58 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,612 | 6.500% | $0 | 35 | −$2,383 | |
| 2 | $3,925 | 6.375% | $920 | 170 | −$2,070 | |
| 3 | $4,112 | 6.625% | $895 | 11 | −$1,883 | |
| 4 | $4,163 | 6.625% | $999 | 55 | −$1,832 | |
| 5 | $4,294 | 6.438% | $1,573 | 40 | −$1,701 | |
| 6 | $4,511 | 6.188% | $2,305 | 76 | −$1,484 | |
| 7 | $4,633 | 6.438% | $950 | 16 | −$1,362 | |
| 8 | $4,691 | 6.375% | $1,245 | 34 | −$1,304 | |
| 9 | $4,821 | 6.375% | $1,582 | 101 | −$1,174 | |
| 10 | $5,102 | 6.625% | $1,848 | 11 | −$893 | |
| 11 | $5,142 | 6.125% | $870 | 63 | −$853 | |
| 12 | $5,156 | 6.625% | $1,643 | 127 | −$839 | |
| 13 | $5,239 | 6.438% | $1,892 | 26 | −$756 | |
| 14 | $5,274 | 6.875% | $1,125 | 37 | −$721 | |
| 15 | $5,299 | 6.375% | $2,123 | 20 | −$696 | |
| 16 | $5,386 | 6.537% | $1,490 | 18 | −$609 | |
| 17 | $5,453 | 6.875% | $1,313 | 133 | −$542 | |
| 18 | $5,475 | 6.750% | $2,860 | 22 | −$520 | |
| 19 | $5,599 | 6.750% | $2,457 | 58 | −$396 | |
| 20 | $5,649 | 6.990% | $1,995 | 23 | −$346 | |
| 21 | $5,763 | 6.625% | $3,200 | 143 | −$232 | |
| 22 | $5,763 | 6.875% | $1,700 | 126 | −$232 | |
| 23 | $5,773 | 6.375% | $2,488 | 28 | −$222 | |
| 24 | $5,796 | 6.875% | $2,797 | 11 | −$199 | |
| 25 | $5,810 | 6.500% | $3,394 | 30 | −$185 | |
| 26 | $5,915 | 6.688% | $1,926 | 18 | −$80 | |
| 27 | $6,007 | 6.525% | $2,066 | 25 | +$12 | |
| 28 | $6,027 | 6.625% | $1,060 | 10 | +$32 | |
| 29 | $6,262 | 6.875% | $2,863 | 11 | +$267 | |
| 30 | $6,273 | 6.500% | $2,730 | 117 | +$278 | |
| 31 | $6,277 | 6.625% | $2,947 | 394 | +$282 | |
| 32 | $6,343 | 7.125% | $3,357 | 115 | +$348 | |
| 33 | $6,362 | 6.688% | $1,999 | 28 | +$367 | |
| 34 | $6,579 | 6.562% | $3,264 | 27 | +$584 | |
| 35 | $6,831 | 6.875% | $3,456 | 21 | +$836 | |
| 36 | $6,928 | 6.624% | $3,368 | 24 | +$933 | |
| 37 | $6,984 | 6.688% | $4,064 | 34 | +$989 | |
| 38 | $7,104 | 6.500% | $3,554 | 20 | +$1,109 | |
| 39 | $7,106 | 6.990% | $3,730 | 10 | +$1,111 | |
| 40 | $7,137 | 6.625% | $4,138 | 22 | +$1,142 | |
| 41 | $7,328 | 6.625% | $4,290 | 11 | +$1,333 | |
| 42 | $7,479 | 6.624% | $3,965 | 54 | +$1,484 | |
| 43 | $7,551 | 6.625% | $4,276 | 205 | +$1,556 | |
| 44 | $7,620 | 6.750% | $4,429 | 18 | +$1,625 | |
| 45 | $7,691 | 6.490% | $3,165 | 39 | +$1,696 | |
| 46 | $7,718 | 6.624% | $4,879 | 23 | +$1,723 | |
| 47 | $7,735 | 6.625% | $4,698 | 24 | +$1,740 | |
| 48 | $7,942 | 6.812% | $4,430 | 88 | +$1,947 | |
| 49 | $8,361 | 6.625% | $5,118 | 95 | +$2,366 | |
| 50 | $8,585 | 6.875% | $5,233 | 83 | +$2,590 | |
| 51 | $8,889 | 6.990% | $5,306 | 79 | +$2,894 | |
| 52 | $9,013 | 6.562% | $5,879 | 10 | +$3,018 | |
| 53 | $10,368 | 6.933% | $6,412 | 12 | +$4,373 | |
| 54 | $10,623 | 6.625% | $7,030 | 25 | +$4,628 | |
| 55 | $11,535 | 6.750% | $7,878 | 14 | +$5,540 | |
| 56 | $14,080 | 5.875% | $10,238 | 17 | +$8,085 |
Includes lenders with 10+ purchase originations in New Castle County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Delaware → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.