TIDEWATER MORTGAGE SERVICES, INC. closing costs and rates (2024)
In 2024, TIDEWATER MORTGAGE SERVICES, INC. originated 1,578 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $8,118. That ranks #267 nationally by origination volume. For total closing costs among lenders with 500+ originations, TIDEWATER MORTGAGE SERVICES, INC. ranks #452. That is $1,377 above the national median of $6,741. TIDEWATER MORTGAGE SERVICES, INC. is most active in Virginia with 622 originations there.
Purchase Originations
1,578
Ranked #267 nationally
Median Total Costs
$8,118
+20.4% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$2,408
Median Lender Credits
$125
Cost Rank (500+ vol.)
#452
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 736 | 6.750% | $5,422 | $1,933 |
| fha | 523 | 6.500% | $10,956 | $2,825 |
| va | 286 | 6.250% | $10,212 | $3,358 |
| usda | 33 | 6.500% | $6,639 | $1,816 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Virginia | 622 | 6.500% | $9,878 | #36 |
| Pennsylvania | 284 | 6.688% | $5,749 | #75 |
| South Carolina | 168 | 6.625% | $6,631 | #86 |
| Delaware | 150 | 6.500% | $10,175 | #20 |
| Florida | 120 | 6.625% | $6,837 | #227 |
| North Carolina | 104 | 6.625% | $7,402 | #149 |
| Maryland | 63 | 6.625% | $10,162 | #118 |
| West Virginia | 36 | 6.500% | $7,688 | — |
| New Jersey | 29 | 6.875% | $7,771 | — |
| District of Columbia | 2 | 6.562% | $8,064 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,903 | 6.625% | — | 22 | −$3,215 | |
| 2 | $5,007 | 6.625% | — | 57 | −$3,111 | |
| 3 | $5,099 | 6.750% | — | 26 | −$3,019 | |
| 4 | $5,785 | 6.625% | — | 24 | −$2,333 | |
| 5 | $6,064 | 6.562% | — | 36 | −$2,054 | |
| 6 | $6,112 | 6.688% | — | 26 | −$2,006 | |
| 7 | $6,385 | 6.875% | — | 30 | −$1,733 | |
| 8 | $6,439 | 6.625% | — | 155 | −$1,679 | |
| 9 | $6,613 | 6.688% | — | 22 | −$1,505 | |
| 10 | $6,981 | 6.750% | — | 29 | −$1,137 | |
| 11 | $7,448 | 6.500% | — | 71 | −$670 | |
| 12 | $7,826 | 6.625% | — | 129 | −$292 | |
| 13 | $8,485 | 6.625% | — | 26 | +$367 | |
| 14 | $9,330 | 6.750% | — | 51 | +$1,212 | |
| 15 | $9,493 | 6.250% | — | 73 | +$1,375 | |
| 16 | $9,561 | 6.562% | — | 30 | +$1,443 | |
| 17 | $10,310 | 6.250% | — | 41 | +$2,192 | |
| 18 | $10,381 | 6.250% | — | 87 | +$2,263 | |
| 19 | $13,191 | 6.250% | — | 28 | +$5,073 | |
| 20 | $13,249 | 6.250% | — | 21 | +$5,131 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.