Fulton Bank, National Association closing costs and rates (2024)
In 2024, Fulton Bank, National Association originated 2,350 purchase mortgages at a median interest rate of 6.75% and median total closing costs of $6,538. That ranks #193 nationally by origination volume. For total closing costs among lenders with 500+ originations, Fulton Bank, National Association ranks #339. That is $203 below the national median of $6,741. Fulton Bank, National Association is most active in Pennsylvania with 1,166 originations there.
Purchase Originations
2,350
Ranked #193 nationally
Median Total Costs
$6,538
−3.0% vs national ($6,741)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$1,917
Median Lender Credits
$228
Cost Rank (500+ vol.)
#339
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 2,083 | 6.875% | $6,216 | $1,986 |
| fha | 200 | 6.250% | $9,737 | $1,449 |
| va | 58 | 6.250% | $10,470 | $2,826 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Pennsylvania | 1,166 | 6.750% | $5,927 | #15 |
| Virginia | 458 | 7.000% | $6,475 | #46 |
| Maryland | 322 | 6.625% | $6,988 | #50 |
| New Jersey | 248 | 7.000% | $8,445 | #58 |
| Delaware | 87 | 6.875% | $6,336 | #30 |
| District of Columbia | 45 | 6.875% | $8,077 | — |
| North Carolina | 16 | 7.125% | $5,419 | — |
| South Carolina | 4 | 6.188% | $7,278 | — |
| West Virginia | 4 | 6.312% | $4,680 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,189 | 6.875% | — | 74 | −$1,349 | |
| 2 | $5,263 | 6.875% | — | 37 | −$1,275 | |
| 3 | $5,271 | 6.875% | — | 118 | −$1,267 | |
| 4 | $5,469 | 6.625% | — | 47 | −$1,069 | |
| 5 | $5,480 | 6.625% | — | 169 | −$1,058 | |
| 6 | $5,746 | 6.875% | — | 78 | −$792 | |
| 7 | $6,088 | 6.625% | — | 269 | −$450 | |
| 8 | $6,158 | 6.625% | — | 67 | −$380 | |
| 9 | $6,237 | 7.000% | — | 41 | −$301 | |
| 10 | $6,396 | 6.938% | — | 44 | −$142 | |
| 11 | $6,417 | 6.625% | — | 73 | −$121 | |
| 12 | $6,900 | 6.625% | — | 30 | +$362 | |
| 13 | $7,001 | 6.875% | — | 37 | +$463 | |
| 14 | $7,083 | 6.688% | — | 38 | +$545 | |
| 15 | $7,117 | 6.625% | — | 37 | +$579 | |
| 16 | $7,136 | 6.750% | — | 41 | +$598 | |
| 17 | $7,310 | 6.875% | — | 31 | +$772 | |
| 18 | $7,811 | 6.938% | — | 52 | +$1,273 | |
| 19 | $8,077 | 6.875% | — | 45 | +$1,539 | |
| 20 | $10,270 | 7.000% | — | 73 | +$3,732 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.