Wilmington Savings Fund Society, FSB closing costs and rates (2024)
In 2024, Wilmington Savings Fund Society, FSB originated 979 purchase mortgages at a median interest rate of 6.38% and median total closing costs of $5,337. That ranks #380 nationally by origination volume. For total closing costs among lenders with 500+ originations, Wilmington Savings Fund Society, FSB ranks #229. That is $1,404 below the national median of $6,741. Wilmington Savings Fund Society, FSB is most active in Pennsylvania with 609 originations there.
Purchase Originations
979
Ranked #380 nationally
Median Total Costs
$5,337
−20.8% vs national ($6,741)
Median Rate
6.375%
−3.7% vs national (6.620%)
Median Origination
$1,589
Median Lender Credits
$9,500
Cost Rank (500+ vol.)
#229
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 892 | 6.375% | $4,994 | $1,610 |
| fha | 74 | 6.250% | $8,386 | $1,011 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Pennsylvania | 609 | 6.375% | $5,679 | #34 |
| Delaware | 233 | 6.375% | $4,345 | #13 |
| New Jersey | 81 | 6.500% | $4,275 | #117 |
| Alabama | 9 | 6.500% | $3,362 | — |
| Maryland | 9 | 6.375% | $5,221 | — |
| California | 7 | 6.500% | $11,290 | — |
| Florida | 5 | 6.625% | $4,847 | — |
| South Carolina | 4 | 6.188% | $6,075 | — |
| Colorado | 2 | 6.683% | $3,790 | — |
| Connecticut | 2 | 6.245% | $4,580 | — |
| Georgia | 2 | 6.870% | $4,515 | — |
| North Carolina | 2 | 6.558% | $8,385 | — |
| Ohio | 2 | 6.058% | $4,602 | — |
| Texas | 2 | 6.625% | $34,214 | — |
| Arizona | 1 | 6.000% | $22,607 | — |
| District of Columbia | 1 | 5.625% | $7,024 | — |
| Michigan | 1 | 6.250% | $3,683 | — |
| Montana | 1 | 6.500% | $3,446 | — |
| North Dakota | 1 | 5.875% | $1,130 | — |
| New Mexico | 1 | 6.375% | $8,639 | — |
| New York | 1 | 6.375% | $6,388 | — |
| Tennessee | 1 | 6.500% | $3,656 | — |
| Virginia | 1 | 5.490% | $2,882 | — |
| West Virginia | 1 | 6.125% | $3,168 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,372 | 6.438% | — | 8 | −$1,965 | |
| 2 | $3,376 | 6.500% | — | 29 | −$1,961 | |
| 3 | $4,236 | 6.312% | — | 192 | −$1,101 | |
| 4 | $4,370 | 6.375% | — | 2 | −$967 | |
| 5 | $4,659 | 6.250% | — | 18 | −$678 | |
| 6 | $4,681 | 6.375% | — | 2 | −$656 | |
| 7 | $4,715 | 6.490% | — | 23 | −$622 | |
| 8 | $4,738 | 6.500% | — | 17 | −$599 | |
| 9 | $4,912 | 6.375% | — | 18 | −$425 | |
| 10 | $5,072 | 6.375% | — | 77 | −$265 | |
| 11 | $5,235 | 7.062% | — | 2 | −$102 | |
| 12 | $5,326 | 6.375% | — | 21 | −$11 | |
| 13 | $5,338 | 6.375% | — | 316 | +$1 | |
| 14 | $5,608 | 6.625% | — | 3 | +$271 | |
| 15 | $5,763 | 5.990% | — | 3 | +$426 | |
| 16 | $6,515 | 6.308% | — | 2 | +$1,178 | |
| 17 | $6,878 | 6.433% | — | 114 | +$1,541 | |
| 18 | $6,992 | 6.125% | — | 3 | +$1,655 | |
| 19 | $7,113 | 6.500% | — | 63 | +$1,776 | |
| 20 | $11,290 | 6.625% | — | 5 | +$5,953 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.