Purchase Originations
756
Ranked #479 nationally
Median Total Costs
$9,149
+37.0% vs national ($6,680)
↓ $374 vs prior year
Median Rate
6.624%
+2.1% vs national (6.490%)
↓ 0.001% vs prior year
Median Origination
$3,007
Median Lender Credits
$319
Cost Rank (500+ vol.)
#512
among lenders with 500+ originations
Denial Rate
5.6%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 474 | 6.625% | $6,994 | $2,760 |
| fha | 259 | 6.500% | $14,386 | $3,813 |
| va | 21 | 6.625% | $9,793 | $2,222 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| New Jersey | 242 | 6.624% | $11,995 | #60 |
| Pennsylvania | 239 | 6.625% | $8,275 | #96 |
| Maryland | 85 | 6.490% | $9,701 | #104 |
| Florida | 57 | 6.750% | $14,176 | #305 |
| Illinois | 21 | 6.625% | $7,109 | — |
| Delaware | 20 | 6.624% | $6,028 | — |
| North Carolina | 20 | 6.490% | $7,731 | — |
| Virginia | 17 | 6.500% | $6,560 | — |
| Texas | 10 | 6.500% | $10,609 | — |
| Kentucky | 9 | 6.250% | $4,423 | — |
| Indiana | 5 | 6.250% | $7,010 | — |
| Louisiana | 5 | 6.500% | $14,612 | — |
| South Carolina | 5 | 6.625% | $6,543 | — |
| Tennessee | 5 | 5.875% | $4,880 | — |
| California | 4 | 6.000% | $21,933 | — |
| New York | 4 | 6.812% | $9,279 | — |
| Connecticut | 3 | 6.624% | $7,237 | — |
| Wisconsin | 2 | 6.688% | $3,524 | — |
| District of Columbia | 1 | 6.750% | $9,859 | — |
| Georgia | 1 | 6.624% | $4,702 | — |
| Montana | 1 | 6.750% | $7,265 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,685 | 6.875% | — | 12 | −$3,464 | |
| 2 | $6,118 | 6.625% | — | 35 | −$3,031 | |
| 3 | $6,154 | 6.557% | — | 10 | −$2,995 | |
| 4 | $6,246 | 6.750% | — | 23 | −$2,903 | |
| 5 | $6,295 | 6.562% | — | 16 | −$2,854 | |
| 6 | $7,234 | 6.490% | — | 19 | −$1,915 | |
| 7 | $7,719 | 6.375% | — | 17 | −$1,430 | |
| 8 | $7,880 | 6.438% | — | 10 | −$1,269 | |
| 9 | $8,304 | 6.500% | — | 33 | −$845 | |
| 10 | $8,418 | 6.625% | — | 70 | −$731 | |
| 11 | $9,222 | 6.625% | — | 43 | +$73 | |
| 12 | $11,083 | 6.433% | — | 14 | +$1,934 | |
| 13 | $12,026 | 6.750% | — | 9 | +$2,877 | |
| 14 | $15,930 | 6.500% | — | 22 | +$6,781 | |
| 15 | $16,493 | 6.500% | — | 23 | +$7,344 | |
| 16 | $16,677 | 6.250% | — | 23 | +$7,528 | |
| 17 | $17,688 | 6.750% | — | 20 | +$8,539 | |
| 18 | $20,668 | 6.750% | — | 15 | +$11,519 | |
| 19 | $21,628 | 6.562% | — | 14 | +$12,479 | |
| 20 | $23,660 | 6.625% | — | 17 | +$14,511 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | First Alliance Home Mortgage, LLC | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $335,000 | $335,000 | +$0 (+0.0%) |
| Median total closing costs | $9,149 | $7,127 | +$2,022 (+28.4%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.