Lowest closing cost mortgage lenders in Montrose County County, Colorado
In Montrose County, Colorado, homebuyers paid a median of $7,247 in closing costs in 2024 — above the Colorado median of $6,509. The county saw 400 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, ARK-LA-TEX FINANCIAL SERVICES, LLC. offered the lowest median costs at $2,225, which is $3,496 less than the county median.
Homebuyers in Montrose County County who chose ARK-LA-TEX FINANCIAL SERVICES, LLC. paid $5,022 less in closing costs than the county median.
County Median Costs
$7,247
+11.3% vs Colorado ($6,509)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$4,310
Purchase Originations
400
vs Colorado Median
11.3% above
$738
vs National Median
7.5% above
$506
Lender rankings in Montrose County County
6 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,225 | 6.625% | $0 | 15 | −$3,496 | |
| 2 | $5,000 | 6.500% | $2,857 | 23 | −$721 | |
| 3 | $5,936 | 6.750% | $4,688 | 17 | +$215 | |
| 4 | $6,130 | 6.990% | $4,370 | 16 | +$409 | |
| 5 | $6,829 | 6.812% | $5,120 | 54 | +$1,108 | |
| 6 | $7,595 | 6.492% | $5,878 | 24 | +$1,874 |
Includes lenders with 10+ purchase originations in Montrose County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Colorado → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.