NextMortgage, LLC closing costs and rates (2024)
In 2024, NextMortgage, LLC originated 382 purchase mortgages at a median interest rate of 6.88% and median total closing costs of $9,292. That is $2,551 above the national median of $6,741. NextMortgage, LLC is most active in Florida with 141 originations there.
Purchase Originations
382
Median Total Costs
$9,292
+37.8% vs national ($6,741)
Median Rate
6.875%
+3.9% vs national (6.620%)
Median Origination
$4,435
Median Lender Credits
$305
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 237 | 6.875% | $7,077 | $4,094 |
| fha | 108 | 6.990% | $13,477 | $5,403 |
| va | 35 | 7.000% | $9,996 | $3,787 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Florida | 141 | 6.875% | $10,072 | #206 |
| Texas | 100 | 6.750% | $10,956 | #273 |
| Maine | 37 | 7.000% | $6,300 | — |
| North Dakota | 34 | 7.500% | $7,852 | — |
| North Carolina | 31 | 6.990% | $5,903 | — |
| Colorado | 14 | 6.688% | $7,322 | — |
| South Carolina | 10 | 6.625% | $6,084 | — |
| Tennessee | 5 | 6.375% | $7,314 | — |
| Virginia | 4 | 6.500% | $7,591 | — |
| West Virginia | 3 | 6.625% | $11,750 | — |
| Louisiana | 2 | 6.938% | $12,841 | — |
| Mississippi | 1 | 5.375% | $4,102 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,077 | 6.990% | — | 9 | −$4,215 | |
| 2 | $5,718 | 6.750% | — | 7 | −$3,574 | |
| 3 | $5,822 | 7.370% | — | 4 | −$3,470 | |
| 4 | $5,903 | 6.990% | — | 5 | −$3,389 | |
| 5 | $6,671 | 7.500% | — | 10 | −$2,621 | |
| 6 | $6,702 | 7.000% | — | 25 | −$2,590 | |
| 7 | $6,716 | 7.500% | — | 3 | −$2,576 | |
| 8 | $6,753 | 6.933% | — | 4 | −$2,539 | |
| 9 | $7,408 | 6.740% | — | 4 | −$1,884 | |
| 10 | $7,473 | 6.938% | — | 10 | −$1,819 | |
| 11 | $7,852 | 7.500% | — | 6 | −$1,440 | |
| 12 | $9,090 | 7.375% | — | 4 | −$202 | |
| 13 | $10,076 | 6.750% | — | 82 | +$784 | |
| 14 | $10,870 | 6.875% | — | 11 | +$1,578 | |
| 15 | $11,041 | 6.750% | — | 57 | +$1,749 | |
| 16 | $11,682 | 7.125% | — | 13 | +$2,390 | |
| 17 | $12,605 | 6.688% | — | 4 | +$3,313 | |
| 18 | $13,029 | 6.990% | — | 5 | +$3,737 | |
| 19 | $13,958 | 6.438% | — | 6 | +$4,666 | |
| 20 | $15,262 | 6.625% | — | 5 | +$5,970 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.