CORNERSTONE CAPITAL BANK, SSB closing costs and rates (2024)
In 2024, CORNERSTONE CAPITAL BANK, SSB originated 6,901 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $8,885. That ranks #64 nationally by origination volume. For total closing costs among lenders with 500+ originations, CORNERSTONE CAPITAL BANK, SSB ranks #497. That is $2,144 above the national median of $6,741. CORNERSTONE CAPITAL BANK, SSB is most active in Texas with 2,834 originations there.
Purchase Originations
6,901
Ranked #64 nationally
Median Total Costs
$8,885
+31.8% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$3,896
Median Lender Credits
$218
Cost Rank (500+ vol.)
#497
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 4,035 | 6.750% | $8,052 | $4,527 |
| fha | 1,594 | 6.250% | $13,366 | $4,596 |
| va | 1,220 | 6.000% | $6,151 | $0 |
| usda | 52 | 6.250% | $9,300 | $4,217 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Texas | 2,834 | 6.250% | $9,569 | #18 |
| Washington | 952 | 6.875% | $9,834 | #19 |
| North Carolina | 804 | 6.500% | $8,369 | #34 |
| Oklahoma | 662 | 6.750% | $7,107 | #13 |
| Colorado | 387 | 6.625% | $7,842 | #43 |
| Alaska | 190 | 6.375% | $9,519 | #8 |
| Idaho | 152 | 6.625% | $9,664 | #32 |
| California | 122 | 7.000% | $11,061 | #186 |
| Montana | 122 | 6.625% | $11,170 | #14 |
| Arkansas | 118 | 6.750% | $7,047 | #58 |
| Arizona | 94 | 6.750% | $8,865 | #103 |
| New Mexico | 82 | 6.500% | $9,033 | #45 |
| Florida | 50 | 6.750% | $9,766 | #325 |
| Tennessee | 45 | 6.990% | $7,746 | — |
| Oregon | 36 | 7.250% | $9,945 | — |
| Utah | 35 | 6.625% | $9,349 | — |
| South Carolina | 32 | 6.312% | $8,463 | — |
| Virginia | 31 | 6.750% | $5,784 | — |
| Mississippi | 19 | 7.625% | $6,641 | — |
| Alabama | 18 | 9.250% | $4,178 | — |
| Maryland | 18 | 6.688% | $11,685 | — |
| Nevada | 17 | 7.000% | $9,009 | — |
| Louisiana | 16 | 6.438% | $9,875 | — |
| Missouri | 8 | 8.000% | $4,695 | — |
| Wyoming | 8 | 6.438% | $12,284 | — |
| Georgia | 7 | 6.625% | $7,523 | — |
| Kansas | 6 | 6.375% | $7,701 | — |
| Michigan | 6 | 6.625% | $6,265 | — |
| Ohio | 5 | 6.375% | $7,776 | — |
| Iowa | 3 | 6.625% | $4,266 | — |
| Illinois | 3 | 6.625% | $9,673 | — |
| Indiana | 2 | 7.250% | $5,561 | — |
| Kentucky | 2 | 7.125% | $3,901 | — |
| Minnesota | 2 | 7.308% | $5,946 | — |
| Nebraska | 2 | 7.433% | $4,396 | — |
| New Jersey | 2 | 7.125% | $6,645 | — |
| Pennsylvania | 2 | 6.870% | $7,562 | — |
| West Virginia | 2 | 6.062% | $13,277 | — |
| District of Columbia | 1 | 6.625% | $13,482 | — |
| Hawaii | 1 | 7.490% | $4,832 | — |
| Massachusetts | 1 | 6.625% | $22,880 | — |
| North Dakota | 1 | 6.125% | $6,768 | — |
| Wisconsin | 1 | 3.000% | $0 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $6,828 | 6.750% | — | 238 | −$2,057 | |
| 2 | $7,668 | 6.990% | — | 86 | −$1,217 | |
| 3 | $8,162 | 6.500% | — | 144 | −$723 | |
| 4 | $8,215 | 6.625% | — | 92 | −$670 | |
| 5 | $8,397 | 6.625% | — | 81 | −$488 | |
| 6 | $8,576 | 6.990% | — | 126 | −$309 | |
| 7 | $8,614 | 5.990% | — | 121 | −$271 | |
| 8 | $8,722 | 6.250% | — | 132 | −$163 | |
| 9 | $9,131 | 6.625% | — | 290 | +$246 | |
| 10 | $9,608 | 6.625% | — | 102 | +$723 | |
| 11 | $9,795 | 6.875% | — | 335 | +$910 | |
| 12 | $9,905 | 6.625% | — | 84 | +$1,020 | |
| 13 | $10,045 | 6.495% | — | 80 | +$1,160 | |
| 14 | $10,097 | 6.375% | — | 174 | +$1,212 | |
| 15 | $10,167 | 6.375% | — | 483 | +$1,282 | |
| 16 | $11,039 | 6.125% | — | 351 | +$2,154 | |
| 17 | $11,050 | 6.500% | — | 102 | +$2,165 | |
| 18 | $11,296 | 6.625% | — | 143 | +$2,411 | |
| 19 | $11,541 | 6.250% | — | 106 | +$2,656 | |
| 20 | $11,863 | 6.125% | — | 136 | +$2,978 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.