Homebuyers in Archuleta County County who chose The Central Trust Bank paid $1,348 less in closing costs than the county median.
County Median Costs
$5,349
−15.4% vs Colorado ($6,322)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$2,168
Purchase Originations
165
Denial Rate
9.5%
vs Colorado avg (6.3%)
vs Colorado Median
15.4% below
$-973
vs National Median
19.9% below
$-1,331
4 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,001 | 6.750% | $1,350 | 26 | −$800 | |
| 2 | $4,650 | 6.750% | $2,564 | 18 | −$152 | |
| 3 | $7,162 | 6.625% | $4,615 | 10 | +$2,361 | |
| 4 | $8,318 | 6.795% | $6,101 | 17 | +$3,517 |
Includes lenders with 10+ purchase originations in Archuleta County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Colorado → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.