Lowest closing cost mortgage lenders in Archuleta County County, Colorado
In Archuleta County, Colorado, homebuyers paid a median of $5,915 in closing costs in 2024 — below the Colorado median of $6,509. The county saw 155 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, The Central Trust Bank offered the lowest median costs at $4,168, which is $760 less than the county median.
Homebuyers in Archuleta County County who chose The Central Trust Bank paid $1,747 less in closing costs than the county median.
County Median Costs
$5,915
−9.1% vs Colorado ($6,509)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$2,386
Purchase Originations
155
vs Colorado Median
9.1% below
$-594
vs National Median
12.3% below
$-826
Lender rankings in Archuleta County County
3 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,168 | 7.125% | $1,350 | 22 | −$760 | |
| 2 | $5,514 | 6.625% | $3,572 | 25 | +$586 | |
| 3 | $6,898 | 7.500% | $5,490 | 16 | +$1,970 |
Includes lenders with 10+ purchase originations in Archuleta County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Colorado → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.