Homebuyers in La Plata County County who chose Alpine Bank paid $930 less in closing costs than the county median.
County Median Costs
$4,324
−31.6% vs Colorado ($6,322)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$1,615
Purchase Originations
475
Denial Rate
6.9%
vs Colorado avg (6.3%)
vs Colorado Median
31.6% below
$-1,998
vs National Median
35.3% below
$-2,356
8 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,394 | 6.873% | $1,498 | 14 | −$659 | |
| 2 | $3,787 | 6.688% | $1,350 | 42 | −$266 | |
| 3 | $3,806 | 6.125% | $595 | 19 | −$247 | |
| 4 | $3,933 | 6.625% | $1,879 | 129 | −$120 | |
| 5 | $4,245 | 6.438% | $2,224 | 12 | +$192 | |
| 6 | $4,383 | 6.500% | $1,500 | 19 | +$330 | |
| 7 | $4,410 | 5.990% | $1,428 | 11 | +$357 | |
| 8 | $7,101 | 6.688% | $4,800 | 22 | +$3,048 |
Includes lenders with 10+ purchase originations in La Plata County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Colorado → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.