What are the average closing costs in La Plata County County?

In La Plata County County, the median total loan costs on purchase mortgages were $4,500 in 2024, based on 457 originations.

Which lender has the lowest closing costs in La Plata County County?

Among lenders with 10+ originations in La Plata County County, Glacier Bank had the lowest median total closing costs at $3,418 in 2024.

How do closing costs in La Plata County County compare to Colorado?

La Plata County County closing costs (median $4,500) are 30.9% below the Colorado state median of $6,509.

Lowest closing cost mortgage lenders in La Plata County County, Colorado

In La Plata County, Colorado, homebuyers paid a median of $4,500 in closing costs in 2024 — below the Colorado median of $6,509. The county saw 457 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, Glacier Bank offered the lowest median costs at $3,418, which is $847 less than the county median.

Homebuyers in La Plata County County who chose Glacier Bank paid $1,082 less in closing costs than the county median.

County Median Costs

$4,500

−30.9% vs Colorado ($6,509)

Median Rate

6.620%

+0.0% vs national (6.620%)

Median Origination

$1,648

Purchase Originations

457

vs Colorado Median

30.9% below

$-2,009

vs National Median

33.2% below

$-2,241

Lender rankings in La Plata County County

6 lenders with 10+ originations, ranked by median total loan costs.

Rank	Lender	Median Total Costs ↑	Median Rate ↕	Median Origination ↕	Volume ↕	vs. Median
1	Glacier Bank	$3,418	6.625%	$595	17	−$847
2	PROVIDENT FUNDING ASSOCIATES, L.P.	$3,463	6.375%	$1,125	11	−$802
3	The Central Trust Bank	$3,539	6.875%	$1,350	45	−$726
4	UNITED WHOLESALE MORTGAGE, LLC	$4,634	6.625%	$2,737	135	+$369
5	ROCKET MORTGAGE, LLC	$4,902	6.500%	$2,406	17	+$637
6	Bank of Colorado	$5,538	7.250%	$3,900	14	+$1,274

Includes lenders with 10+ purchase originations in La Plata County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in Colorado → Lender Directory

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.