What are the average closing costs in Summit County County?

In Summit County County, the median total loan costs on purchase mortgages were $4,699 in 2024, based on 333 originations.

Which lender has the lowest closing costs in Summit County County?

Among lenders with 10+ originations in Summit County County, FirstBank had the lowest median total closing costs at $3,282 in 2024.

How do closing costs in Summit County County compare to Colorado?

Summit County County closing costs (median $4,699) are 27.8% below the Colorado state median of $6,509.

Lowest closing cost mortgage lenders in Summit County County, Colorado

In Summit County, Colorado, homebuyers paid a median of $4,699 in closing costs in 2024 — below the Colorado median of $6,509. The county saw 333 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, FirstBank offered the lowest median costs at $3,282, which is $1,216 less than the county median.

Homebuyers in Summit County County who chose FirstBank paid $1,417 less in closing costs than the county median.

County Median Costs

$4,699

−27.8% vs Colorado ($6,509)

Median Rate

6.620%

+0.0% vs national (6.620%)

Median Origination

$1,808

Purchase Originations

333

vs Colorado Median

27.8% below

$-1,810

vs National Median

30.3% below

$-2,042

Lender rankings in Summit County County

6 lenders with 10+ originations, ranked by median total loan costs.

Rank	Lender	Median Total Costs ↑	Median Rate ↕	Median Origination ↕	Volume ↕	vs. Median
1	FirstBank	$3,282	6.000%	$1,250	19	−$1,216
2	MEGASTAR FINANCIAL CORP.	$3,625	6.562%	$1,445	14	−$873
3	BOKF, National Association	$3,630	6.550%	$1,300	50	−$868
4	MOVEMENT MORTGAGE, LLC	$4,087	6.990%	$1,495	15	−$411
5	UNITED WHOLESALE MORTGAGE, LLC	$6,783	6.625%	$4,140	34	+$2,285
6	CROSSCOUNTRY MORTGAGE, LLC	$7,411	6.625%	$4,997	28	+$2,913

Includes lenders with 10+ purchase originations in Summit County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in Colorado → Lender Directory

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.