Pivot Financial Partners, Inc. closing costs and rates (2024)
In 2024, Pivot Financial Partners, Inc. originated 157 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $2,897. That is $3,844 below the national median of $6,741. Pivot Financial Partners, Inc. is most active in Colorado with 72 originations there.
Purchase Originations
157
Median Total Costs
$2,897
−57.0% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$648
Median Lender Credits
$338
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 123 | 6.625% | $2,435 | $899 |
| fha | 27 | 6.625% | $5,268 | $0 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Colorado | 72 | 6.500% | $900 | #120 |
| Nebraska | 33 | 6.625% | $2,897 | — |
| Missouri | 25 | 6.625% | $3,139 | — |
| Illinois | 7 | 6.750% | $3,444 | — |
| California | 6 | 7.058% | $7,669 | — |
| Kansas | 3 | 6.625% | $3,225 | — |
| Arizona | 2 | 6.188% | $7,925 | — |
| Iowa | 2 | 6.808% | $4,649 | — |
| Tennessee | 2 | 6.625% | $3,432 | — |
| Texas | 2 | 6.125% | $3,694 | — |
| Massachusetts | 1 | 6.750% | $4,092 | — |
| Rhode Island | 1 | 6.875% | $4,274 | — |
| Wyoming | 1 | 6.990% | $3,963 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $604 | 6.188% | — | 2 | −$2,293 | |
| 2 | $650 | 6.250% | — | 11 | −$2,247 | |
| 3 | $700 | 6.500% | — | 21 | −$2,197 | |
| 4 | $888 | 6.375% | — | 10 | −$2,009 | |
| 5 | $2,087 | 6.808% | — | 6 | −$810 | |
| 6 | $2,231 | 6.688% | — | 2 | −$666 | |
| 7 | $2,482 | 6.625% | — | 4 | −$415 | |
| 8 | $2,711 | 6.625% | — | 18 | −$186 | |
| 9 | $2,754 | 6.625% | — | 6 | −$143 | |
| 10 | $2,890 | 6.500% | — | 9 | −$7 | |
| 11 | $3,098 | 6.808% | — | 2 | +$201 | |
| 12 | $3,265 | 6.938% | — | 2 | +$368 | |
| 13 | $3,525 | 6.625% | — | 5 | +$628 | |
| 14 | $3,547 | 6.750% | — | 5 | +$650 | |
| 15 | $4,133 | 6.875% | — | 5 | +$1,236 | |
| 16 | $4,450 | 6.375% | — | 5 | +$1,553 | |
| 17 | $4,899 | 6.683% | — | 2 | +$2,002 | |
| 18 | $5,268 | 6.750% | — | 3 | +$2,371 | |
| 19 | $7,510 | 8.000% | — | 3 | +$4,613 | |
| 20 | $8,641 | 6.938% | — | 2 | +$5,744 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.