First Western Trust Bank closing costs and rates (2024)
In 2024, First Western Trust Bank originated 615 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $3,621. That ranks #560 nationally by origination volume. For total closing costs among lenders with 500+ originations, First Western Trust Bank ranks #85. That is $3,120 below the national median of $6,741. First Western Trust Bank is most active in Colorado with 438 originations there.
Purchase Originations
615
Ranked #560 nationally
Median Total Costs
$3,621
−46.3% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$1,145
Median Lender Credits
$118
Cost Rank (500+ vol.)
#85
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 478 | 6.625% | $3,254 | $1,145 |
| va | 76 | 6.188% | $7,831 | $0 |
| fha | 61 | 6.125% | $9,304 | $28 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Colorado | 438 | 6.625% | $3,291 | #36 |
| Wyoming | 50 | 6.250% | $7,286 | #21 |
| Arizona | 39 | 6.375% | $7,827 | — |
| California | 9 | 6.500% | $7,710 | — |
| Texas | 8 | 6.188% | $6,708 | — |
| Washington | 7 | 6.375% | $2,924 | — |
| Florida | 6 | 6.625% | $6,241 | — |
| Idaho | 5 | 6.875% | $8,648 | — |
| North Carolina | 5 | 6.625% | $2,537 | — |
| Georgia | 4 | 6.500% | $3,725 | — |
| Maryland | 4 | 6.125% | $9,775 | — |
| Montana | 4 | 6.438% | $2,051 | — |
| Tennessee | 4 | 6.750% | $1,843 | — |
| New Mexico | 3 | 6.125% | $9,169 | — |
| New York | 3 | 6.625% | $5,639 | — |
| Utah | 3 | 5.875% | $3,833 | — |
| Virginia | 3 | 6.250% | $9,058 | — |
| Illinois | 2 | 6.688% | $3,162 | — |
| Indiana | 2 | 6.625% | $3,183 | — |
| Nebraska | 2 | 7.312% | $4,009 | — |
| Oklahoma | 2 | 6.875% | $2,285 | — |
| Pennsylvania | 2 | 6.750% | $4,367 | — |
| Wisconsin | 2 | 6.188% | $3,604 | — |
| Kansas | 1 | 6.500% | $6,835 | — |
| Michigan | 1 | 6.625% | $1,589 | — |
| Minnesota | 1 | 6.375% | $4,591 | — |
| Missouri | 1 | 5.250% | $7,069 | — |
| Mississippi | 1 | 5.750% | $5,561 | — |
| Nevada | 1 | 6.125% | $12,620 | — |
| Oregon | 1 | 6.375% | $6,227 | — |
| South Carolina | 1 | 6.125% | $10,171 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,079 | 6.500% | — | 47 | −$1,542 | |
| 2 | $2,350 | 6.375% | — | 5 | −$1,271 | |
| 3 | $2,355 | 7.188% | — | 4 | −$1,266 | |
| 4 | $2,384 | 6.500% | — | 34 | −$1,237 | |
| 5 | $2,842 | 6.875% | — | 3 | −$779 | |
| 6 | $2,991 | 6.625% | — | 41 | −$630 | |
| 7 | $3,047 | 6.688% | — | 18 | −$574 | |
| 8 | $3,324 | 6.875% | — | 28 | −$297 | |
| 9 | $3,452 | 7.000% | — | 4 | −$169 | |
| 10 | $3,605 | 6.625% | — | 174 | −$16 | |
| 11 | $3,665 | 6.750% | — | 11 | +$44 | |
| 12 | $3,673 | 6.875% | — | 5 | +$52 | |
| 13 | $3,925 | 6.500% | — | 54 | +$304 | |
| 14 | $6,275 | 6.500% | — | 4 | +$2,654 | |
| 15 | $6,551 | 6.250% | — | 2 | +$2,930 | |
| 16 | $7,048 | 6.500% | — | 3 | +$3,427 | |
| 17 | $7,597 | 6.812% | — | 8 | +$3,976 | |
| 18 | $7,827 | 6.500% | — | 31 | +$4,206 | |
| 19 | $8,555 | 6.125% | — | 32 | +$4,934 | |
| 20 | $9,105 | 6.875% | — | 3 | +$5,484 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.