Lowest closing cost mortgage lenders in Adams County County, Colorado
In Adams County, Colorado, homebuyers paid a median of $8,883 in closing costs in 2024 — above the Colorado median of $6,509. The county saw 6,608 purchase mortgages at a median rate of 6.38%. Among lenders with 10+ originations, PRIMARY RESIDENTIAL MORTGAGE, INC. offered the lowest median costs at $0, which is $14,865 less than the county median.
Homebuyers in Adams County County who chose PRIMARY RESIDENTIAL MORTGAGE, INC. paid $8,883 less in closing costs than the county median.
County Median Costs
$8,883
+36.5% vs Colorado ($6,509)
Median Rate
6.380%
−3.6% vs national (6.620%)
Median Origination
$2,988
Purchase Originations
6,608
vs Colorado Median
36.5% above
$2,374
vs National Median
31.8% above
$2,142
Lender rankings in Adams County County
82 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $650 | 6.250% | $0 | 11 | −$4,508 | |
| 2 | $749 | 5.500% | $0 | 160 | −$4,409 | |
| 3 | $1,419 | 6.500% | $585 | 25 | −$3,739 | |
| 4 | $2,086 | 5.750% | $282 | 27 | −$3,072 | |
| 5 | $2,435 | 5.490% | $126 | 40 | −$2,723 | |
| 6 | $2,987 | 6.750% | $1,145 | 15 | −$2,171 | |
| 7 | $3,084 | 6.625% | $1,095 | 19 | −$2,074 | |
| 8 | $3,140 | 6.750% | $950 | 83 | −$2,018 | |
| 9 | $3,166 | 6.875% | $1,255 | 23 | −$1,992 | |
| 10 | $3,221 | 6.125% | $995 | 25 | −$1,937 | |
| 11 | $3,303 | 6.500% | $1,243 | 33 | −$1,855 | |
| 12 | $3,371 | 6.500% | $1,584 | 94 | −$1,787 | |
| 13 | $3,395 | 6.375% | $1,250 | 74 | −$1,763 | |
| 14 | $3,450 | 5.500% | $1,465 | 17 | −$1,708 | |
| 15 | $3,544 | 6.625% | $955 | 48 | −$1,614 | |
| 16 | $3,609 | 6.250% | $1,195 | 32 | −$1,549 | |
| 17 | $3,708 | 5.250% | $1,380 | 77 | −$1,450 | |
| 18 | $3,789 | 6.750% | $2,050 | 10 | −$1,369 | |
| 19 | $3,820 | 6.375% | $1,518 | 12 | −$1,338 | |
| 20 | $3,826 | 4.875% | $1,398 | 134 | −$1,332 | |
| 21 | $3,837 | 6.625% | $1,495 | 17 | −$1,321 | |
| 22 | $3,879 | 5.990% | $1,545 | 18 | −$1,279 | |
| 23 | $3,924 | 6.250% | $1,500 | 31 | −$1,234 | |
| 24 | $4,088 | 6.750% | $1,490 | 11 | −$1,070 | |
| 25 | $4,188 | 6.625% | $2,614 | 51 | −$970 | |
| 26 | $4,326 | 6.625% | $1,997 | 34 | −$832 | |
| 27 | $4,460 | 6.750% | $1,950 | 12 | −$698 | |
| 28 | $4,463 | 6.500% | $2,087 | 25 | −$695 | |
| 29 | $4,542 | 5.750% | $2,319 | 81 | −$616 | |
| 30 | $4,543 | 6.625% | $2,024 | 22 | −$615 | |
| 31 | $4,685 | 6.625% | $2,214 | 14 | −$473 | |
| 32 | $4,700 | 7.058% | $1,993 | 26 | −$458 | |
| 33 | $4,899 | 6.625% | $2,763 | 16 | −$259 | |
| 34 | $4,997 | 6.438% | $2,386 | 18 | −$161 | |
| 35 | $5,072 | 6.125% | $2,902 | 138 | −$86 | |
| 36 | $5,078 | 6.688% | $2,692 | 26 | −$80 | |
| 37 | $5,090 | 6.500% | $3,161 | 10 | −$68 | |
| 38 | $5,148 | 6.500% | $3,146 | 179 | −$10 | |
| 39 | $5,371 | 6.500% | $1,330 | 17 | +$213 | |
| 40 | $5,456 | 7.000% | $2,861 | 50 | +$298 | |
| 41 | $5,491 | 6.625% | $3,605 | 18 | +$333 | |
| 42 | $5,575 | 6.500% | $995 | 30 | +$417 | |
| 43 | $5,634 | 6.625% | $3,618 | 19 | +$476 | |
| 44 | $5,658 | 6.625% | $3,113 | 12 | +$500 | |
| 45 | $5,836 | 7.125% | $1,895 | 10 | +$678 | |
| 46 | $5,841 | 6.500% | $3,730 | 26 | +$683 | |
| 47 | $5,863 | 6.625% | $3,676 | 15 | +$705 | |
| 48 | $5,937 | 6.625% | $2,745 | 38 | +$779 | |
| 49 | $5,976 | 6.625% | $3,289 | 11 | +$818 | |
| 50 | $6,024 | 6.875% | $4,240 | 51 | +$866 | |
| 51 | $6,051 | 6.812% | $3,642 | 112 | +$893 | |
| 52 | $6,244 | 6.688% | $3,618 | 12 | +$1,086 | |
| 53 | $6,534 | 6.625% | $3,915 | 40 | +$1,376 | |
| 54 | $6,787 | 6.933% | $5,003 | 110 | +$1,629 | |
| 55 | $6,923 | 5.490% | $4,938 | 59 | +$1,765 | |
| 56 | $6,926 | 6.500% | $4,846 | 28 | +$1,768 | |
| 57 | $7,304 | 6.625% | $5,071 | 89 | +$2,146 | |
| 58 | $7,311 | 7.688% | $5,345 | 26 | +$2,153 | |
| 59 | $7,317 | 6.750% | $5,360 | 13 | +$2,159 | |
| 60 | $7,321 | 6.624% | $4,421 | 19 | +$2,163 | |
| 61 | $7,353 | 6.875% | $5,256 | 11 | +$2,195 | |
| 62 | $7,361 | 6.990% | $5,051 | 39 | +$2,203 | |
| 63 | $7,477 | 6.625% | $4,697 | 11 | +$2,319 | |
| 64 | $7,553 | 6.875% | $5,326 | 47 | +$2,395 | |
| 65 | $7,646 | 6.750% | $5,616 | 20 | +$2,488 | |
| 66 | $7,670 | 6.625% | $5,536 | 68 | +$2,512 | |
| 67 | $7,942 | 6.933% | $5,468 | 12 | +$2,784 | |
| 68 | $8,309 | 6.875% | $5,632 | 35 | +$3,151 | |
| 69 | $8,482 | 6.624% | $5,921 | 653 | +$3,324 | |
| 70 | $8,576 | 7.062% | $5,569 | 16 | +$3,418 | |
| 71 | $8,594 | 6.990% | $6,152 | 11 | +$3,436 | |
| 72 | $8,687 | 7.062% | $6,215 | 18 | +$3,529 | |
| 73 | $8,928 | 6.125% | $6,491 | 12 | +$3,770 | |
| 74 | $9,123 | 6.625% | $5,463 | 28 | +$3,965 | |
| 75 | $9,294 | 5.875% | $6,975 | 11 | +$4,136 | |
| 76 | $10,083 | 6.500% | $7,058 | 11 | +$4,925 | |
| 77 | $12,430 | 9.240% | $10,518 | 19 | +$7,272 | |
| 78 | $17,084 | 8.875% | $13,701 | 13 | +$11,926 |
Includes lenders with 10+ purchase originations in Adams County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Colorado → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.