American Liberty Mortgage, Incorporated closing costs and rates (2024)
In 2024, American Liberty Mortgage, Incorporated originated 235 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $8,516. That is $1,775 above the national median of $6,741. American Liberty Mortgage, Incorporated is most active in Colorado with 166 originations there.
Purchase Originations
235
Median Total Costs
$8,516
+26.3% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$2,804
Median Lender Credits
$0
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 135 | 6.875% | $4,256 | $1,490 |
| fha | 76 | 6.250% | $13,002 | $5,036 |
| va | 23 | 6.250% | $13,634 | $1,490 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Colorado | 166 | 6.625% | $6,212 | #79 |
| Florida | 52 | 6.250% | $12,245 | #321 |
| North Carolina | 7 | 7.125% | $5,544 | — |
| Texas | 3 | 6.625% | $8,930 | — |
| Nebraska | 2 | 6.750% | $3,254 | — |
| South Carolina | 2 | 6.812% | $6,802 | — |
| Arizona | 1 | 6.875% | $9,578 | — |
| Wisconsin | 1 | 7.500% | $3,272 | — |
| Wyoming | 1 | 6.490% | $3,561 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $832 | 6.125% | — | 1 | −$7,684 | |
| 2 | $3,402 | 6.490% | — | 1 | −$5,114 | |
| 3 | $3,495 | 6.625% | — | 3 | −$5,021 | |
| 4 | $3,566 | 6.625% | — | 9 | −$4,950 | |
| 5 | $3,837 | 6.688% | — | 22 | −$4,679 | |
| 6 | $3,997 | 6.875% | — | 10 | −$4,519 | |
| 7 | $4,481 | 6.688% | — | 26 | −$4,035 | |
| 8 | $5,575 | 6.875% | — | 11 | −$2,941 | |
| 9 | $6,328 | 7.245% | — | 2 | −$2,188 | |
| 10 | $6,651 | 6.250% | — | 1 | −$1,865 | |
| 11 | $6,951 | 6.750% | — | 17 | −$1,565 | |
| 12 | $7,579 | 6.250% | — | 2 | −$937 | |
| 13 | $8,516 | 6.125% | — | 3 | +$0 | |
| 14 | $8,794 | 6.375% | — | 1 | +$278 | |
| 15 | $9,337 | 6.625% | — | 33 | +$821 | |
| 16 | $9,578 | 6.875% | — | 1 | +$1,062 | |
| 17 | $10,502 | 6.750% | — | 14 | +$1,986 | |
| 18 | $12,432 | 6.250% | — | 37 | +$3,916 | |
| 19 | $14,031 | 6.250% | — | 7 | +$5,515 | |
| 20 | $14,616 | 6.000% | — | 5 | +$6,100 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.