Park Federal Credit Union closing costs and rates (2024)
In 2024, Park Federal Credit Union originated 149 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $3,011. That is $3,730 below the national median of $6,741. Park Federal Credit Union is most active in Kentucky with 128 originations there.
Purchase Originations
149
Median Total Costs
$3,011
−55.3% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$975
Median Lender Credits
$1,233
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 149 | 6.625% | $3,011 | $975 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,464 | 6.250% | — | 7 | −$547 | |
| 2 | $2,565 | 7.000% | — | 1 | −$446 | |
| 3 | $2,590 | 6.875% | — | 8 | −$421 | |
| 4 | $2,632 | 6.875% | — | 1 | −$379 | |
| 5 | $2,644 | 6.250% | — | 1 | −$367 | |
| 6 | $2,686 | 7.000% | — | 1 | −$325 | |
| 7 | $2,758 | 6.375% | — | 1 | −$253 | |
| 8 | $2,996 | 6.812% | — | 74 | −$15 | |
| 9 | $3,011 | 6.375% | — | 1 | +$0 | |
| 10 | $3,047 | 6.750% | — | 1 | +$36 | |
| 11 | $3,107 | 6.438% | — | 2 | +$96 | |
| 12 | $3,166 | 7.375% | — | 3 | +$155 | |
| 13 | $3,177 | 6.500% | — | 13 | +$166 | |
| 14 | $3,199 | 6.625% | — | 6 | +$188 | |
| 15 | $3,258 | 6.250% | — | 7 | +$247 | |
| 16 | $3,260 | 6.625% | — | 1 | +$249 | |
| 17 | $3,333 | 6.750% | — | 3 | +$322 | |
| 18 | $3,617 | 6.688% | — | 6 | +$606 | |
| 19 | $4,071 | 7.000% | — | 3 | +$1,060 | |
| 20 | $4,615 | 6.625% | — | 1 | +$1,604 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.