How many lenders in Kentucky have user fee reports?

402 lenders in Kentucky have verified fee reports on FairPriceCheck, spanning 39050 total reports across purchase and refinance loans.

What is the median closing cost across Kentucky lenders?

The median average closing costs across Kentucky lenders with fee reports is $5,546. Individual costs vary with loan size, property type, and loan program.

Which mortgage lender has the best grade in Kentucky?

U.S. Bank National Association currently holds a A grade in Kentucky, based on 1812 verified fee reports.

How many A-grade mortgage lenders are there in Kentucky?

140 lenders in Kentucky currently hold an A grade, meaning their median closing costs are at least 10% below the state average.

How are mortgage lenders graded in Kentucky?

Each lender's median total closing costs in Kentucky are compared to the statewide average for similar loans. Grades run A (10%+ below average) through F (25%+ above). Lenders need at least 3 verified reports to receive a grade.

Mortgage Lenders in Kentucky: Fee & Closing Cost Rankings

402 mortgage lenders in Kentucky have verified fee reports on FairPriceCheck. The median average closing cost across Kentucky lenders is $5,546, and 140 lenders hold an A grade — meaning median closing costs at least 10% below the state average.

Lenders ranked by fee grade in Kentucky

Lender	State grade	Avg closing costs	% junk fees	National grade
U.S. Bank National Association 1812 reports	A	$3,567	0%	A
Liberty Credit Union 1419 reports	A	$4,433	0%	A
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1176 reports	A	$4,849	0%	A
Fifth Third Bank, N.A. 1116 reports	A	$3,165	0%	A
Community Trust Bank, Inc. 1102 reports	A	$2,755	0%	A
VICTORY MORTGAGE, L.L.C. 752 reports	A	$5,021	0%	A
Republic Bank & Trust Company 744 reports	A	$3,929	0%	A
ABOUND FEDERAL CREDIT UNION 654 reports	A	$2,995	0%	A
NATIONSTAR MORTGAGE LLC 650 reports	A	$4,715	0%	A
COMMONWEALTH FEDERAL CREDIT UNION 609 reports	A	$2,023	0%	A
L & N Federal Credit Union 562 reports	A	$2,503	0%	A
SOUTH CENTRAL BANK, INC. 552 reports	A	$4,381	0%	A
Navy Federal Credit Union 515 reports	A	$3,767	0%	A
The Huntington National Bank 514 reports	A	$4,024	0%	A
Truist Bank 438 reports	A	$4,518	0%	A
THE LOAN STORE, INC. 401 reports	A	$5,838	0%	B
Interlinc Mortgage Services 388 reports	A	$5,222	0%	A
Central Bank & Trust Company 376 reports	A	$3,092	0%	A
The Cecilian Bank 363 reports	A	$2,780	0%	A
Traditional Bank, Inc. 345 reports	A	$4,097	0%	A
GERSHMAN INVESTMENT CORP. 328 reports	A	$4,214	0%	A
Independence Bank of Kentucky 326 reports	A	$3,438	0%	A
City National Bank of West Virginia 325 reports	A	$1,155	0%	A
PROVIDENT FUNDING ASSOCIATES, L.P. 314 reports	A	$4,192	0%	A
Guaranteed Rate 312 reports	A	$6,019	0%	A

All Kentucky lenders with fee reports

The 200 Kentucky lenders with the most verified reports. 202 more have fewer reports and are not listed.

Kentucky market context

For 2024 HMDA origination data on all lenders in Kentucky, see our Kentucky Market Rankings →

Closing cost details, fee benchmarks, and county comparisons for Kentucky → Kentucky Closing Costs Guide

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More in the directory

Grades based on verified homebuyer-submitted fee reports. Informational only; not legal or financial advice.