SOUTHERN LENDING SERVICES, LTD. closing costs and rates (2024)
In 2024, SOUTHERN LENDING SERVICES, LTD. originated 243 purchase mortgages at a median interest rate of 5.99% and median total closing costs of $3,244. That is $3,497 below the national median of $6,741. SOUTHERN LENDING SERVICES, LTD. is most active in Texas with 200 originations there.
Purchase Originations
243
Median Total Costs
$3,244
−51.9% vs national ($6,741)
Median Rate
5.990%
−9.5% vs national (6.620%)
Median Origination
$0
Median Lender Credits
$34
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 189 | 6.250% | $3,005 | $0 |
| va | 54 | 5.625% | $5,401 | $0 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $85 | 6.375% | — | 14 | −$3,159 | |
| 2 | $421 | 6.375% | — | 81 | −$2,823 | |
| 3 | $692 | 6.250% | — | 17 | −$2,552 | |
| 4 | $1,168 | 5.558% | — | 8 | −$2,076 | |
| 5 | $1,175 | 5.990% | — | 3 | −$2,069 | |
| 6 | $1,750 | 6.375% | — | 5 | −$1,494 | |
| 7 | $1,940 | 6.375% | — | 1 | −$1,304 | |
| 8 | $2,601 | 6.625% | — | 1 | −$643 | |
| 9 | $3,870 | 6.125% | — | 7 | +$626 | |
| 10 | $3,941 | 5.990% | — | 20 | +$697 | |
| 11 | $4,096 | 6.625% | — | 1 | +$852 | |
| 12 | $4,286 | 5.990% | — | 13 | +$1,042 | |
| 13 | $4,764 | 6.875% | — | 5 | +$1,520 | |
| 14 | $5,363 | 5.990% | — | 38 | +$2,119 | |
| 15 | $6,836 | 5.990% | — | 11 | +$3,592 | |
| 16 | $7,546 | 5.990% | — | 18 | +$4,302 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.