Sunflower Bank, National Association closing costs and rates (2024)
In 2024, Sunflower Bank, National Association originated 2,273 purchase mortgages at a median interest rate of 6.50% and median total closing costs of $7,946. That ranks #201 nationally by origination volume. For total closing costs among lenders with 500+ originations, Sunflower Bank, National Association ranks #436. That is $1,205 above the national median of $6,741. Sunflower Bank, National Association is most active in Washington with 476 originations there.
Purchase Originations
2,273
Ranked #201 nationally
Median Total Costs
$7,946
+17.9% vs national ($6,741)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$3,399
Median Lender Credits
$200
Cost Rank (500+ vol.)
#436
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 1,530 | 6.625% | $6,297 | $2,988 |
| fha | 502 | 6.375% | $12,964 | $4,378 |
| va | 231 | 6.125% | $9,870 | $4,547 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Washington | 476 | 6.625% | $9,682 | #32 |
| Texas | 475 | 6.490% | $9,682 | #121 |
| Colorado | 306 | 6.490% | $3,774 | #55 |
| Arizona | 181 | 6.625% | $8,557 | #73 |
| Idaho | 181 | 6.490% | $9,517 | #29 |
| New Mexico | 152 | 6.500% | $7,438 | #25 |
| Oregon | 151 | 6.625% | $9,747 | #56 |
| Kansas | 150 | 6.490% | $4,222 | #46 |
| Michigan | 45 | 6.990% | $4,686 | — |
| California | 20 | 6.625% | $10,586 | — |
| Florida | 18 | 6.558% | $9,284 | — |
| Tennessee | 14 | 6.558% | $5,817 | — |
| Nevada | 13 | 6.990% | $6,883 | — |
| North Carolina | 12 | 6.625% | $7,414 | — |
| Missouri | 9 | 6.625% | $5,785 | — |
| Pennsylvania | 7 | 6.875% | $5,814 | — |
| Oklahoma | 6 | 6.933% | $4,621 | — |
| Illinois | 5 | 7.125% | $6,908 | — |
| Kentucky | 5 | 6.990% | $6,102 | — |
| South Carolina | 5 | 6.990% | $5,365 | — |
| Virginia | 5 | 6.625% | $6,806 | — |
| Minnesota | 4 | 6.740% | $6,193 | — |
| Ohio | 4 | 6.625% | $5,278 | — |
| Alabama | 3 | 6.875% | $4,288 | — |
| Arkansas | 3 | 6.490% | $5,224 | — |
| Georgia | 3 | 7.750% | $5,159 | — |
| Indiana | 3 | 6.625% | $9,525 | — |
| Mississippi | 3 | 6.625% | $5,738 | — |
| Montana | 3 | 6.490% | $5,501 | — |
| Maryland | 2 | 6.500% | $14,202 | — |
| Wisconsin | 2 | 7.240% | $7,818 | — |
| Connecticut | 1 | 6.990% | $13,145 | — |
| Iowa | 1 | 5.990% | $5,083 | — |
| Louisiana | 1 | 6.625% | $16,076 | — |
| Massachusetts | 1 | 7.250% | $12,729 | — |
| Nebraska | 1 | 6.625% | $6,560 | — |
| Utah | 1 | 6.125% | $14,887 | — |
| Wyoming | 1 | 6.375% | $5,561 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,525 | 6.375% | — | 49 | −$4,421 | |
| 2 | $3,698 | 6.490% | — | 79 | −$4,248 | |
| 3 | $3,707 | 6.625% | — | 56 | −$4,239 | |
| 4 | $3,766 | 6.125% | — | 39 | −$4,180 | |
| 5 | $4,073 | 6.490% | — | 41 | −$3,873 | |
| 6 | $6,464 | 6.625% | — | 44 | −$1,482 | |
| 7 | $6,716 | 5.990% | — | 42 | −$1,230 | |
| 8 | $7,783 | 6.375% | — | 43 | −$163 | |
| 9 | $8,447 | 6.625% | — | 149 | +$501 | |
| 10 | $8,818 | 6.625% | — | 44 | +$872 | |
| 11 | $8,885 | 6.625% | — | 331 | +$939 | |
| 12 | $9,249 | 6.558% | — | 88 | +$1,303 | |
| 13 | $9,310 | 6.490% | — | 73 | +$1,364 | |
| 14 | $9,353 | 6.625% | — | 47 | +$1,407 | |
| 15 | $9,518 | 6.375% | — | 37 | +$1,572 | |
| 16 | $10,041 | 6.490% | — | 31 | +$2,095 | |
| 17 | $10,298 | 6.312% | — | 34 | +$2,352 | |
| 18 | $10,577 | 6.625% | — | 39 | +$2,631 | |
| 19 | $12,453 | 5.875% | — | 90 | +$4,507 | |
| 20 | $15,668 | 6.625% | — | 34 | +$7,722 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.