Purchase Originations
1,337
Ranked #304 nationally
Median Total Costs
$3,489
−47.8% vs national ($6,680)
↑ $158 vs prior year
Median Rate
6.500%
+0.1% vs national (6.490%)
↓ 0.125% vs prior year
Median Origination
$1,050
Median Lender Credits
$813
Cost Rank (500+ vol.)
#70
among lenders with 500+ originations
Denial Rate
1.4%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 1,246 | 6.500% | $3,413 | $1,050 |
| fha | 57 | 6.375% | $13,997 | $4,454 |
| va | 34 | 6.125% | $6,550 | $2,403 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Colorado | 1,337 | 6.500% | $3,489 | #7 |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,938 | 6.438% | — | 4 | −$551 | |
| 2 | $3,194 | 6.875% | — | 3 | −$295 | |
| 3 | $3,272 | 6.562% | — | 4 | −$217 | |
| 4 | $3,304 | 6.500% | — | 393 | −$185 | |
| 5 | $3,315 | 6.625% | — | 46 | −$174 | |
| 6 | $3,468 | 6.625% | — | 3 | −$21 | |
| 7 | $3,521 | 6.625% | — | 186 | +$32 | |
| 8 | $3,521 | 6.625% | — | 77 | +$32 | |
| 9 | $3,543 | 6.495% | — | 16 | +$54 | |
| 10 | $3,547 | 6.625% | — | 6 | +$58 | |
| 11 | $3,622 | 6.500% | — | 176 | +$133 | |
| 12 | $3,622 | 6.625% | — | 3 | +$133 | |
| 13 | $3,693 | 6.495% | — | 176 | +$204 | |
| 14 | $3,766 | 6.500% | — | 6 | +$277 | |
| 15 | $3,800 | 6.500% | — | 97 | +$311 | |
| 16 | $3,856 | 6.490% | — | 40 | +$367 | |
| 17 | $4,067 | 6.375% | — | 72 | +$578 | |
| 18 | $4,108 | 6.188% | — | 14 | +$619 | |
| 19 | $4,423 | 6.375% | — | 3 | +$934 | |
| 20 | $8,867 | 6.058% | — | 2 | +$5,378 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Elevations | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $475,000 | $335,000 | +$140,000 (+41.8%) |
| Median total closing costs | $3,489 | $7,127 | −$3,638 (−51.0%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.