What are the average closing costs in Denver County County?

In Denver County County, the median total loan costs on purchase mortgages were $5,718 in 2024, based on 7,030 originations.

Which lender has the lowest closing costs in Denver County County?

Among lenders with 10+ originations in Denver County County, TAYLOR MORRISON HOME FUNDING, INC. had the lowest median total closing costs at $2,259 in 2024.

How do closing costs in Denver County County compare to Colorado?

Denver County County closing costs (median $5,718) are 12.2% below the Colorado state median of $6,509.

Lowest closing cost mortgage lenders in Denver County County, Colorado

In Denver County, Colorado, homebuyers paid a median of $5,718 in closing costs in 2024 — below the Colorado median of $6,509. The county saw 7,030 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, TAYLOR MORRISON HOME FUNDING, INC. offered the lowest median costs at $2,259, which is $2,586 less than the county median.

Homebuyers in Denver County County who chose TAYLOR MORRISON HOME FUNDING, INC. paid $3,459 less in closing costs than the county median.

County Median Costs

$5,718

−12.2% vs Colorado ($6,509)

Median Rate

6.620%

+0.0% vs national (6.620%)

Median Origination

$2,544

Purchase Originations

7,030

vs Colorado Median

12.2% below

$-791

vs National Median

15.2% below

$-1,023

Lender rankings in Denver County County

92 lenders with 10+ originations, ranked by median total loan costs.

Rank	Lender	Median Total Costs ↑	Median Rate ↕	Median Origination ↕	Volume ↕	vs. Median
1	TAYLOR MORRISON HOME FUNDING, INC.	$2,259	5.500%	$126	18	−$2,586
2	NBKC BANK	$2,614	6.500%	$250	17	−$2,231
3	SWBC MORTGAGE CORPORATION	$2,876	6.625%	$689	66	−$1,969
4	First Western Trust Bank	$2,937	6.625%	$1,145	39	−$1,908
5	Commerce Bank	$2,996	6.375%	$600	13	−$1,849
6	LOANDEPOT.COM, LLC	$3,008	6.625%	$1,340	24	−$1,837
7	NOVA FINANCIAL & INVESTMENT CORPORATION	$3,151	6.875%	$1,195	64	−$1,694
8	NAVY FEDERAL CREDIT UNION	$3,166	6.250%	$0	34	−$1,679
9	Morgan Stanley Private Bank, National Association	$3,228	6.050%	$815	43	−$1,617
10	UMB Bank, National Association	$3,250	6.625%	$1,140	13	−$1,594
11	Colorado Federal Savings Bank	$3,270	6.375%	$1,125	18	−$1,574
12	M2 LENDING SOLUTIONS, LLC	$3,356	6.500%	$1,330	39	−$1,490
13	ELEVATIONS	$3,365	6.750%	$1,050	179	−$1,480
14	INSPIRE HOME LOANS INC.	$3,420	5.688%	$1,465	12	−$1,425
15	PROVIDENT FUNDING ASSOCIATES, L.P.	$3,425	6.438%	$1,125	34	−$1,420
16	Charles Schwab Bank, SSB	$3,507	6.025%	$1,195	30	−$1,338
17	WESTERRA CREDIT UNION	$3,512	6.625%	$1,885	22	−$1,333
18	FirstBank	$3,539	6.000%	$1,250	103	−$1,306
19	JPMorgan Chase Bank, National Association	$3,540	6.500%	$1,508	200	−$1,305
20	Summit Mortgage Corporation	$3,578	6.500%	$1,849	23	−$1,267
21	U.S. Bank National Association	$3,627	6.438%	$1,095	84	−$1,218
22	ALLIED MORTGAGE GROUP, INC.	$3,660	6.875%	$1,490	13	−$1,185
23	Sunflower Bank, National Association	$3,680	6.490%	$1,195	76	−$1,166
24	Citibank, National Association	$3,690	6.375%	$970	28	−$1,155
25	American Liberty Mortgage, Incorporated	$3,697	6.875%	$1,490	19	−$1,148
26	ENT CREDIT UNION	$3,697	6.000%	$1,495	56	−$1,148
27	CANVAS CREDIT UNION	$3,720	6.625%	$955	79	−$1,126
28	NBH Bank	$3,758	6.875%	$1,540	11	−$1,087
29	Change Lending, LLC	$3,766	7.125%	$1,424	16	−$1,079
30	Prosperity Home Mortgage, LLC	$3,785	7.000%	$1,395	35	−$1,060
31	UBS Bank USA, National Association	$3,793	6.250%	$995	11	−$1,052
32	RESICENTRAL, LLC	$3,801	6.990%	$1,814	29	−$1,044
33	TOWNE MORTGAGE COMPANY	$3,852	6.875%	$1,435	31	−$994
34	Bank of America, National Association	$3,938	6.062%	$1,275	78	−$907
35	GUARANTEED RATE, INC.	$3,979	6.600%	$1,640	84	−$866
36	PRIMELENDING, A PLAINSCAPITAL COMPANY	$4,032	6.875%	$1,408	29	−$813
37	MUTUAL OF OMAHA MORTGAGE, INC.	$4,062	6.625%	$1,502	46	−$783
38	MEGASTAR FINANCIAL CORP.	$4,081	6.625%	$995	67	−$764
39	NexBank	$4,092	6.125%	$1,585	15	−$753
40	BAY EQUITY LLC	$4,116	6.625%	$2,560	35	−$729
41	PNC Bank, National Association	$4,120	6.375%	$1,270	14	−$725
42	SELECT LENDING SERVICES LLC	$4,183	6.808%	$1,966	12	−$662
43	KIND LENDING, LLC	$4,327	6.990%	$2,552	14	−$518
44	Bank of England	$4,391	6.812%	$1,746	12	−$454
45	Flagstar Bank, National Association	$4,393	6.750%	$1,499	11	−$452
46	UNION HOME MORTGAGE CORP.	$4,412	6.625%	$1,750	23	−$432
47	ZILLOW HOME LOANS, LLC	$4,436	6.500%	$2,935	83	−$409
48	ROCKET MORTGAGE, LLC	$4,527	6.625%	$2,251	344	−$318
49	BMO Bank National Association	$4,576	6.500%	$1,250	69	−$269
50	THE LOAN STORE, INC.	$4,676	6.625%	$1,887	71	−$169
51	Ixonia Bank	$4,700	6.875%	$2,459	32	−$145
52	THE MORTGAGE COMPANY	$4,719	7.000%	$2,391	12	−$126
53	HIGHLANDS RESIDENTIAL MORTGAGE, LTD.	$4,752	7.125%	$2,552	14	−$92
54	Wells Fargo Bank, National Association	$4,786	6.188%	$2,624	36	−$59
55	NATIONSTAR MORTGAGE LLC	$4,820	6.433%	$1,978	10	−$25
56	LOWER, LLC	$4,865	6.750%	$2,543	81	+$20
57	The Huntington National Bank	$4,950	6.500%	$1,497	109	+$105
58	ALAMEDA MORTGAGE CORPORATION	$5,271	6.625%	$2,683	10	+$426
59	BOKF, National Association	$5,275	6.625%	$2,513	33	+$430
60	KEYSTONE FUNDING, INC.	$5,276	6.500%	$2,179	35	+$431
61	GUILD MORTGAGE COMPANY LLC	$5,510	6.875%	$3,164	223	+$665
62	PLANET HOME LENDING, LLC	$5,532	6.625%	$3,475	24	+$687
63	FAIRWAY INDEPENDENT MORTGAGE CORPORATION	$5,566	6.990%	$3,168	185	+$721
64	Synergy One Lending, Inc.	$5,570	6.875%	$3,538	77	+$724
65	Plains Commerce Bank	$5,606	6.562%	$3,021	36	+$761
66	PENNYMAC LOAN SERVICES, LLC	$5,630	6.500%	$2,700	45	+$785
67	AMERICAN FINANCIAL NETWORK, INC.	$5,690	6.938%	$2,565	14	+$845
68	ORIGINPOINT LLC	$5,805	6.562%	$3,511	30	+$960
69	NEWREZ LLC	$5,889	6.500%	$2,763	25	+$1,044
70	GUARANTEED RATE AFFINITY, LLC	$5,935	6.625%	$3,800	31	+$1,090
71	PLAZA HOME MORTGAGE, INC.	$5,960	6.125%	$3,715	16	+$1,115
72	Luminate Home Loans, Inc.	$6,000	6.875%	$3,990	48	+$1,155
73	NFM, INC.	$6,257	6.625%	$2,506	13	+$1,412
74	NEST HOME LENDING, LLC	$6,348	5.990%	$4,272	41	+$1,503
75	V.I.P. MORTGAGE, INC.	$6,663	6.875%	$4,543	147	+$1,818
76	MOVEMENT MORTGAGE, LLC	$6,819	6.990%	$4,605	90	+$1,974
77	CMG MORTGAGE, INC.	$6,820	6.750%	$4,245	74	+$1,975
78	CROSSCOUNTRY MORTGAGE, LLC	$6,821	6.875%	$4,361	191	+$1,976
79	Zions Bancorporation, N.A.	$7,093	5.875%	$4,558	26	+$2,248
80	NEW AMERICAN FUNDING, LLC	$7,277	6.875%	$4,877	56	+$2,432
81	Independent Bank	$7,384	7.812%	$5,335	14	+$2,539
82	NMSI, INC.	$7,442	6.625%	$5,488	24	+$2,597
83	UNITED WHOLESALE MORTGAGE, LLC	$7,533	6.625%	$4,981	908	+$2,688
84	FREEDOM MORTGAGE CORPORATION	$8,111	6.625%	$5,995	19	+$3,266
85	Loan Simple, Inc.	$8,148	6.750%	$5,366	15	+$3,302
86	PARAMOUNT RESIDENTIAL MORTGAGE GROUP, INC.	$8,816	6.875%	$5,546	22	+$3,971
87	Northpointe Bank	$9,138	6.625%	$7,118	17	+$4,293
88	EVERETT FINANCIAL, INC.	$9,438	7.062%	$6,591	20	+$4,593

Includes lenders with 10+ purchase originations in Denver County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in Colorado → Lender Directory

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.