Homebuyers in Denver County County who chose Loan Simple, Inc. paid $5,264 less in closing costs than the county median.
County Median Costs
$5,564
−12.0% vs Colorado ($6,322)
Median Rate
6.490%
+0.0% vs national (6.490%)
Median Origination
$2,351
Purchase Originations
6,376
Denial Rate
4.4%
vs Colorado avg (6.3%)
vs Colorado Median
12.0% below
$-758
vs National Median
16.7% below
$-1,116
89 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $300 | 0.000% | $0 | 34 | −$4,488 | |
| 2 | $1,148 | 6.125% | $0 | 27 | −$3,640 | |
| 3 | $2,219 | 5.370% | $0 | 23 | −$2,569 | |
| 4 | $2,258 | 6.188% | $584 | 156 | −$2,530 | |
| 5 | $2,411 | 6.500% | $0 | 20 | −$2,377 | |
| 6 | $2,641 | 6.250% | $250 | 11 | −$2,147 | |
| 7 | $2,815 | 5.938% | $510 | 12 | −$1,973 | |
| 8 | $3,036 | 6.565% | $0 | 19 | −$1,752 | |
| 9 | $3,131 | 6.750% | $1,395 | 49 | −$1,657 | |
| 10 | $3,202 | 6.875% | $1,995 | 13 | −$1,586 | |
| 11 | $3,255 | 5.900% | $815 | 59 | −$1,533 | |
| 12 | $3,259 | 6.250% | $1,295 | 26 | −$1,529 | |
| 13 | $3,401 | 6.625% | $1,330 | 27 | −$1,387 | |
| 14 | $3,420 | 6.375% | $1,125 | 19 | −$1,368 | |
| 15 | $3,421 | 6.438% | $1,125 | 40 | −$1,367 | |
| 16 | $3,442 | 6.438% | $850 | 14 | −$1,346 | |
| 17 | $3,474 | 6.125% | $1,160 | 11 | −$1,314 | |
| 18 | $3,592 | 6.188% | $1,200 | 14 | −$1,196 | |
| 19 | $3,613 | 6.500% | $1,102 | 172 | −$1,175 | |
| 20 | $3,620 | 6.000% | $1,250 | 78 | −$1,168 | |
| 21 | $3,666 | 6.250% | $1,248 | 12 | −$1,122 | |
| 22 | $3,698 | 6.500% | $995 | 81 | −$1,090 | |
| 23 | $3,706 | 6.625% | $1,490 | 22 | −$1,082 | |
| 24 | $3,752 | 5.500% | $1,195 | 36 | −$1,036 | |
| 25 | $3,761 | 6.500% | $1,849 | 18 | −$1,027 |
Includes lenders with 10+ purchase originations in Denver County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Colorado → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.