WESTERRA CREDIT UNION closing costs and rates (2024)
In 2024, WESTERRA CREDIT UNION originated 154 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $4,109. That is $2,632 below the national median of $6,741. WESTERRA CREDIT UNION is most active in Colorado with 154 originations there.
Purchase Originations
154
Median Total Costs
$4,109
−39.0% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$2,112
Median Lender Credits
$500
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 150 | 6.625% | $4,109 | $2,117 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Colorado | 154 | 6.625% | $4,109 | #85 |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,785 | 6.625% | — | 1 | −$1,324 | |
| 2 | $3,035 | 6.938% | — | 2 | −$1,074 | |
| 3 | $3,349 | 7.000% | — | 1 | −$760 | |
| 4 | $3,430 | 6.625% | — | 7 | −$679 | |
| 5 | $3,447 | 6.625% | — | 27 | −$662 | |
| 6 | $3,454 | 6.875% | — | 3 | −$655 | |
| 7 | $3,512 | 6.625% | — | 22 | −$597 | |
| 8 | $3,644 | 7.625% | — | 1 | −$465 | |
| 9 | $3,756 | 6.625% | — | 9 | −$353 | |
| 10 | $4,049 | 6.375% | — | 3 | −$60 | |
| 11 | $4,096 | 6.375% | — | 13 | −$13 | |
| 12 | $4,164 | 6.875% | — | 1 | +$55 | |
| 13 | $4,798 | 6.750% | — | 1 | +$689 | |
| 14 | $5,035 | 6.625% | — | 24 | +$926 | |
| 15 | $7,158 | 6.250% | — | 39 | +$3,049 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.