Texana Bank, National Association closing costs and rates (2024)
In 2024, Texana Bank, National Association originated 323 purchase mortgages at a median interest rate of 6.75% and median total closing costs of $6,619. That is $122 below the national median of $6,741. Texana Bank, National Association is most active in Ohio with 49 originations there.
Purchase Originations
323
Median Total Costs
$6,619
−1.8% vs national ($6,741)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$1,995
Median Lender Credits
$674
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 182 | 6.875% | $5,115 | $1,995 |
| fha | 97 | 6.625% | $8,706 | $113 |
| va | 43 | 6.750% | $9,866 | $1,995 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Ohio | 49 | 6.750% | $5,315 | — |
| Texas | 39 | 6.750% | $6,896 | — |
| Tennessee | 37 | 6.250% | $7,738 | — |
| Kentucky | 26 | 6.625% | $5,510 | — |
| Michigan | 24 | 6.625% | $6,997 | — |
| Indiana | 18 | 6.688% | $5,754 | — |
| Arizona | 14 | 6.625% | $9,813 | — |
| Florida | 11 | 6.750% | $5,931 | — |
| Illinois | 11 | 7.000% | $9,263 | — |
| North Carolina | 10 | 7.125% | $5,145 | — |
| Missouri | 7 | 7.000% | $5,744 | — |
| Alabama | 6 | 6.688% | $4,691 | — |
| California | 5 | 7.000% | $10,721 | — |
| Iowa | 5 | 6.625% | $5,870 | — |
| Colorado | 4 | 6.188% | $10,049 | — |
| Georgia | 4 | 6.688% | $4,504 | — |
| Massachusetts | 4 | 7.188% | $10,621 | — |
| Minnesota | 4 | 7.000% | $6,780 | — |
| New Jersey | 4 | 6.625% | $13,881 | — |
| Pennsylvania | 4 | 7.188% | $6,278 | — |
| Idaho | 3 | 6.875% | $8,706 | — |
| South Carolina | 3 | 6.375% | $4,687 | — |
| Virginia | 3 | 6.750% | $13,141 | — |
| Washington | 3 | 6.500% | $6,377 | — |
| Connecticut | 2 | 7.124% | $10,610 | — |
| Delaware | 2 | 6.875% | $5,019 | — |
| Louisiana | 2 | 6.812% | $2,136 | — |
| Maryland | 2 | 6.938% | $12,393 | — |
| Mississippi | 2 | 6.750% | $4,579 | — |
| New Mexico | 2 | 6.938% | $5,238 | — |
| Nevada | 2 | 6.812% | $11,913 | — |
| New York | 2 | 6.374% | $16,979 | — |
| Oklahoma | 2 | 6.375% | $8,482 | — |
| Utah | 2 | 6.562% | $262 | — |
| Wisconsin | 2 | 7.375% | $6,152 | — |
| District of Columbia | 1 | 6.575% | $29,454 | — |
| Oregon | 1 | 7.625% | $4,806 | — |
| West Virginia | 1 | 6.125% | $9,721 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,103 | 7.000% | — | 3 | −$2,516 | |
| 2 | $4,576 | 6.625% | — | 10 | −$2,043 | |
| 3 | $4,661 | 6.875% | — | 3 | −$1,958 | |
| 4 | $4,995 | 6.625% | — | 5 | −$1,624 | |
| 5 | $5,096 | 6.625% | — | 14 | −$1,523 | |
| 6 | $5,698 | 7.125% | — | 8 | −$921 | |
| 7 | $5,870 | 6.125% | — | 3 | −$749 | |
| 8 | $6,182 | 6.625% | — | 3 | −$437 | |
| 9 | $7,233 | 5.562% | — | 4 | +$614 | |
| 10 | $7,643 | 6.250% | — | 9 | +$1,024 | |
| 11 | $7,811 | 6.125% | — | 3 | +$1,192 | |
| 12 | $7,834 | 6.250% | — | 4 | +$1,215 | |
| 13 | $7,952 | 7.125% | — | 5 | +$1,333 | |
| 14 | $8,145 | 6.750% | — | 4 | +$1,526 | |
| 15 | $8,390 | 6.562% | — | 6 | +$1,771 | |
| 16 | $8,474 | 6.500% | — | 7 | +$1,855 | |
| 17 | $9,334 | 5.750% | — | 10 | +$2,715 | |
| 18 | $10,094 | 6.250% | — | 3 | +$3,475 | |
| 19 | $11,065 | 6.250% | — | 8 | +$4,446 | |
| 20 | $11,233 | 7.125% | — | 7 | +$4,614 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.