ALLIANT CREDIT UNION closing costs and rates (2024)
In 2024, ALLIANT CREDIT UNION originated 1,145 purchase mortgages at a median interest rate of 6.38% and median total closing costs of $5,104. That ranks #336 nationally by origination volume. For total closing costs among lenders with 500+ originations, ALLIANT CREDIT UNION ranks #206. That is $1,637 below the national median of $6,741. ALLIANT CREDIT UNION is most active in Illinois with 178 originations there.
Purchase Originations
1,145
Ranked #336 nationally
Median Total Costs
$5,104
−24.3% vs national ($6,741)
Median Rate
6.375%
−3.7% vs national (6.620%)
Median Origination
$1,200
Median Lender Credits
$449
Cost Rank (500+ vol.)
#206
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 1,047 | 6.375% | $5,024 | $1,200 |
| va | 83 | 5.750% | $6,427 | $0 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Illinois | 178 | 6.500% | $5,841 | #104 |
| Texas | 115 | 6.375% | $5,237 | #255 |
| California | 95 | 6.250% | $6,453 | #204 |
| North Carolina | 74 | 6.250% | $4,100 | #165 |
| Colorado | 44 | 6.500% | $3,503 | — |
| Florida | 44 | 6.562% | $5,938 | — |
| Ohio | 44 | 6.375% | $4,148 | — |
| Washington | 36 | 6.062% | $4,872 | — |
| Virginia | 35 | 6.125% | $4,198 | — |
| Pennsylvania | 34 | 6.000% | $4,937 | — |
| South Carolina | 31 | 6.250% | $3,998 | — |
| Tennessee | 31 | 6.125% | $4,407 | — |
| New York | 29 | 6.250% | $5,620 | — |
| Arizona | 28 | 6.375% | $6,563 | — |
| Georgia | 26 | 6.250% | $4,380 | — |
| Massachusetts | 22 | 6.188% | $5,190 | — |
| Oregon | 22 | 6.125% | $5,615 | — |
| Michigan | 18 | 6.562% | $3,579 | — |
| Missouri | 18 | 6.375% | $3,157 | — |
| Indiana | 16 | 6.375% | $2,946 | — |
| Wisconsin | 16 | 6.562% | $3,325 | — |
| Connecticut | 14 | 6.250% | $5,368 | — |
| Kentucky | 14 | 6.250% | $3,401 | — |
| Nevada | 14 | 6.375% | $5,336 | — |
| Alabama | 12 | 6.250% | $4,269 | — |
| Idaho | 12 | 5.812% | $5,824 | — |
| New Jersey | 12 | 6.125% | $6,780 | — |
| Utah | 12 | 6.375% | $4,427 | — |
| Minnesota | 11 | 6.375% | $3,863 | — |
| Kansas | 8 | 6.250% | $3,180 | — |
| New Mexico | 8 | 6.125% | $6,666 | — |
| Oklahoma | 7 | 6.500% | $4,001 | — |
| West Virginia | 7 | 6.000% | $3,396 | — |
| Nebraska | 6 | 6.312% | $4,382 | — |
| Hawaii | 5 | 6.125% | $7,138 | — |
| Louisiana | 5 | 6.000% | $4,635 | — |
| Mississippi | 5 | 6.375% | $4,534 | — |
| New Hampshire | 5 | 6.375% | $4,035 | — |
| Wyoming | 5 | 6.625% | $3,683 | — |
| Maine | 4 | 6.188% | $3,737 | — |
| Montana | 4 | 6.562% | $5,379 | — |
| Vermont | 4 | 6.312% | $5,231 | — |
| Alaska | 3 | 6.375% | $3,221 | — |
| District of Columbia | 3 | 5.500% | $5,644 | — |
| Arkansas | 2 | 6.125% | $4,283 | — |
| Delaware | 2 | 6.188% | $7,971 | — |
| North Dakota | 2 | 6.625% | $3,008 | — |
| Iowa | 1 | 6.250% | $2,892 | — |
| Rhode Island | 1 | 6.125% | $3,858 | — |
| South Dakota | 1 | 4.250% | $3,283 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,619 | 6.625% | — | 7 | −$1,485 | |
| 2 | $3,747 | 6.188% | — | 10 | −$1,357 | |
| 3 | $4,116 | 6.375% | — | 15 | −$988 | |
| 4 | $4,260 | 6.125% | — | 9 | −$844 | |
| 5 | $4,845 | 6.375% | — | 9 | −$259 | |
| 6 | $5,045 | 5.875% | — | 7 | −$59 | |
| 7 | $5,384 | 6.500% | — | 11 | +$280 | |
| 8 | $5,422 | 6.500% | — | 12 | +$318 | |
| 9 | $5,433 | 6.500% | — | 9 | +$329 | |
| 10 | $5,471 | 6.250% | — | 28 | +$367 | |
| 11 | $5,519 | 6.250% | — | 10 | +$415 | |
| 12 | $5,647 | 6.500% | — | 14 | +$543 | |
| 13 | $5,677 | 6.375% | — | 16 | +$573 | |
| 14 | $5,953 | 6.375% | — | 99 | +$849 | |
| 15 | $6,073 | 6.250% | — | 10 | +$969 | |
| 16 | $6,174 | 6.500% | — | 19 | +$1,070 | |
| 17 | $6,271 | 6.500% | — | 12 | +$1,167 | |
| 18 | $6,563 | 6.375% | — | 22 | +$1,459 | |
| 19 | $7,048 | 6.250% | — | 17 | +$1,944 | |
| 20 | $7,604 | 6.125% | — | 10 | +$2,500 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.