Lowest closing cost mortgage lenders in Boulder County County, Colorado
In Boulder County, Colorado, homebuyers paid a median of $4,064 in closing costs in 2024 — below the Colorado median of $6,509. The county saw 2,791 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, HOMEAMERICAN MORTGAGE CORPORATION offered the lowest median costs at $139, which is $3,778 less than the county median.
Homebuyers in Boulder County County who chose HOMEAMERICAN MORTGAGE CORPORATION paid $3,925 less in closing costs than the county median.
County Median Costs
$4,064
−37.6% vs Colorado ($6,509)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,640
Purchase Originations
2,791
vs Colorado Median
37.6% below
$-2,445
vs National Median
39.7% below
$-2,677
Lender rankings in Boulder County County
46 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $139 | 5.500% | $0 | 77 | −$3,778 | |
| 2 | $1,279 | 6.875% | $0 | 43 | −$2,638 | |
| 3 | $2,533 | 6.500% | $500 | 55 | −$1,384 | |
| 4 | $2,535 | 6.375% | $0 | 11 | −$1,382 | |
| 5 | $3,236 | 6.625% | $950 | 434 | −$681 | |
| 6 | $3,297 | 6.812% | $955 | 10 | −$620 | |
| 7 | $3,302 | 5.875% | $1,195 | 12 | −$615 | |
| 8 | $3,306 | 6.625% | $1,240 | 23 | −$611 | |
| 9 | $3,309 | 6.000% | $995 | 11 | −$608 | |
| 10 | $3,366 | 6.100% | $815 | 20 | −$551 | |
| 11 | $3,366 | 6.990% | $1,450 | 18 | −$551 | |
| 12 | $3,470 | 5.750% | $1,465 | 50 | −$447 | |
| 13 | $3,561 | 6.500% | $1,205 | 21 | −$356 | |
| 14 | $3,585 | 6.875% | $1,490 | 51 | −$332 | |
| 15 | $3,585 | 6.125% | $1,250 | 43 | −$332 | |
| 16 | $3,665 | 6.750% | $1,160 | 11 | −$252 | |
| 17 | $3,738 | 4.990% | $1,398 | 115 | −$179 | |
| 18 | $3,878 | 6.875% | $1,640 | 21 | −$39 | |
| 19 | $3,907 | 6.500% | $2,165 | 16 | −$10 | |
| 20 | $3,910 | 6.562% | $1,707 | 14 | −$7 | |
| 21 | $3,932 | 7.125% | $1,820 | 91 | +$15 | |
| 22 | $4,006 | 6.250% | $1,406 | 21 | +$88 | |
| 23 | $4,024 | 7.000% | $1,950 | 10 | +$107 | |
| 24 | $4,096 | 6.375% | $2,118 | 13 | +$179 | |
| 25 | $4,129 | 6.375% | $1,656 | 20 | +$212 | |
| 26 | $4,146 | 6.875% | $1,590 | 79 | +$229 | |
| 27 | $4,215 | 6.625% | $1,297 | 10 | +$298 | |
| 28 | $4,362 | 7.075% | $1,640 | 15 | +$445 | |
| 29 | $4,416 | 6.500% | $2,508 | 87 | +$499 | |
| 30 | $4,495 | 6.625% | $1,149 | 16 | +$578 | |
| 31 | $4,598 | 6.375% | $2,588 | 17 | +$681 | |
| 32 | $4,604 | 6.500% | $1,994 | 24 | +$687 | |
| 33 | $4,900 | 6.990% | $2,813 | 46 | +$983 | |
| 34 | $5,089 | 6.750% | $1,747 | 11 | +$1,172 | |
| 35 | $5,196 | 6.875% | $2,171 | 86 | +$1,280 | |
| 36 | $5,693 | 6.558% | $3,443 | 36 | +$1,776 | |
| 37 | $5,773 | 6.625% | $3,645 | 317 | +$1,856 | |
| 38 | $6,503 | 6.624% | $4,295 | 14 | +$2,586 | |
| 39 | $6,720 | 6.350% | $3,538 | 15 | +$2,803 | |
| 40 | $6,895 | 6.875% | $4,695 | 16 | +$2,978 | |
| 41 | $6,958 | 6.625% | $3,205 | 28 | +$3,041 | |
| 42 | $7,361 | 6.933% | $5,405 | 14 | +$3,444 | |
| 43 | $7,455 | 6.750% | $5,138 | 12 | +$3,538 | |
| 44 | $7,603 | 6.990% | $5,447 | 13 | +$3,686 | |
| 45 | $7,755 | 6.500% | $5,597 | 30 | +$3,838 | |
| 46 | $7,942 | 6.990% | $5,749 | 22 | +$4,025 |
Includes lenders with 10+ purchase originations in Boulder County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Colorado → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.